Cook County property record for 73 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,089 sqft · built 2009 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,025,000 (Jul 2002) |
| Tax Bill | $29,180 (2023) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-201-010 |
| Primary APN | 05-29-201-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,089 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,771 sqft (0.385 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 73 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BRADFORD) & (PORTERS) ADD TO (KENILWORTH) A SUB OF W H WH NW NE WH NW NE SEC 29-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | BRADFORD & PORTERS ADD TO KENILWORTH |
| Legal Block | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800700 |
Source: Cook County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 73 LOCUST RD, WINNETKA, IL 60093-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit EVERGREEN BANK GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2002 · Amount on Record |
| Deed Sale | Jul 26, 2002 · Amount on Record |
| Deed Document Number | 200219515 |
| Prior Transfer Date | Apr 14, 1995 |
| Prior Transfer Doc | 0000000160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 73 LOCUST RD, WINNETKA, IL 60093-3752 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0013606061 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2213606061 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 73 LOCUST RD, WINNETKA, IL 60093-3752 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 73 LOCUST RD, WINNETKA, IL 60093-3752 |
| Document Number | 0013606062 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2213606062 |
| Name | EVERGREEN BANK GROUP |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 4, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $254,572 (+52.81%) Land $31,865 Building $222,707 | $2,545,720 (+52.81%) Land $318,650 Building $2,227,070 | |
| 2023 | $29,180.00 (-7.89%) | ||
| 2022 | $31,681.00 Homeowner's exemption Senior Citizen's exemption | $166,594 Land $23,479 Building $143,115 | $1,665,940 Land $234,790 Building $1,431,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1985–2013) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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