Cook County property record for 76 Locust Rd, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,975 sqft · built 1941 |
| Lot Size | 1.18 acres (51,819 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,200,000 (Nov 2014) |
| Tax Bill | $35,931 (2023) |
| Deeds & Mortgages | Feb 2021 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-101-021 |
| Primary APN | 05-29-101-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,975 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 51,819 sqft |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 76 LOCUST RD |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (NERGARDS) SUB OF PTS OF WH SEC 29-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | NERGARDS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 800800 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 76 LOCUST RD, WINNETKA, IL 60093-3750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 28, 2017 | Grant Deed, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on Record |
| Deed Sale | Nov 21, 2014 · Amount on Record |
| Prior Sale | Sep 23, 2005 · Amount on Record |
| Deed Document Number | 201441022 |
| Prior Transfer Date | May 20, 2010 |
| Prior Transfer Doc | 0000034087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 76 LOCUST RD, WINNETKA, IL 60093-3750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 76 LOCUST RD, WINNETKA, IL 60093-3750 |
| Document Number | 0003912263 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2103912263 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 76 LOCUST RD, WINNETKA, IL 60093-3750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003912262 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2103912262 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 28, 2017 |
| Property Address | 76 LOCUST RD, WINNETKA, IL 60093-3750 |
| Document Number | 1733257032 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 33257032 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 76 LOCUST RD WINNETKA IL 600933750, WINNETKA, IL 60093-3750 |
| Document Number | 1733257032 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 33257032 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 601 OAKMONT LN # 300, WESTMONT, IL 60559-5532 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $269,000 (+24.96%) Land $98,456 Building $170,544 | $2,690,000 (+24.96%) Land $984,560 Building $1,705,440 | |
| 2023 | $35,931.00 (-1.92%) | ||
| 2022 | $36,636.00 Homeowner's exemption | $215,271 Land $72,546 Building $142,725 | $2,152,710 Land $725,460 Building $1,427,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 99 (1979–2020) |
| Claims Outside the SFHA | 32 of 99 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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