7892 Montecito Pl, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7892 Montecito Pl, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,918 sqft · built 2001
Lot Size	0.17 acres (7,396 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,723 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-28-18-000-0240`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-28-18-000-0240`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,918 sqft Living Area
Gross Area	3,738 sqft
1st Floor Area	2,918 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	7,396 sqft (0.17 acres)
Garage Type	Attached
Garage Area	586 sqft
Porch	Finished Screened Porch
Porch Area	234 sqft
Patio Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7892 MONTECITO PL
City	DELRAY BEACH
State	FL
Zip	33446-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	ADDISON RESERVE PAR 15 LT 24
Legal Range	42E
Legal Township	46S
Legal Section	28
Legal Subdivision	ADDISON RESERVE PAR 15
Legal Lot Number	24
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1005
Census Tract	5937

Owner

Source: Palm Beach County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7892 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Apr 13, 2017	Warranty Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO
Apr 13, 2017	Warranty Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO
Apr 13, 2017	Warranty Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO
Apr 13, 2017	Warranty Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO
Apr 13, 2017	Warranty Deed, Transfer FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2017
Deed Sale	Apr 13, 2017
Prior Sale	Apr 13, 2017
Deed Document Number	2017129264
Deed Book / Page	29014 / 275
Prior Transfer Date	Jun 17, 2015
Prior Transfer Doc	0277461618
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7892 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FIRST PRIORITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7892 MONTECITO PL, DELRAY BEACH, FL 33446-4423

Mortgage

Document Number	0323381685
Date	Mar 31, 2021
Book Page	32338/1685
Instrument	20210144486

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7892 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0291570271
Date	Jun 16, 2017
Book Page	29157/0271
Instrument	20170215975

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	34999

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 13, 2017
Property Address	7892 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0290140267
Book / Page	029014 / 000267
Instrument Date	Apr 4, 2017
Instrument	129261
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3221 S OCEAN BLVD #1009 HIGHLAND BEACH FL 334872599, 1009, HIGHLAND BEACH, FL 33487-2599

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 13, 2017
Property Address	7892 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0290140275
Book / Page	029014 / 000275
Instrument Date	Mar 30, 2017
Instrument	129264
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3221 S OCEAN BLVD #1009 HIGHLAND BEACH FL 334872599, 1009, HIGHLAND BEACH, FL 33487-2599

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 13, 2017
Property Address	7892 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0290140272
Book / Page	029014 / 000272
Instrument Date	Mar 30, 2017
Instrument	129263
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3221 S OCEAN BLVD #1009 HIGHLAND BEACH FL 334872599, 1009, HIGHLAND BEACH, FL 33487-2599

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 13, 2017
Property Address	7892 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0290140269
Book / Page	029014 / 000269
Instrument Date	Mar 30, 2017
Instrument	129262
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3221 S OCEAN BLVD #1009 HIGHLAND BEACH FL 334872599, 1009, HIGHLAND BEACH, FL 33487-2599

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 13, 2017
Property Address	7892 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0290140278
Book / Page	029014 / 000278
Instrument Date	Mar 27, 2017
Instrument	129265
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3221 S OCEAN BLVD #1009 HIGHLAND BEACH FL 334872599, 1009, HIGHLAND BEACH, FL 33487-2599

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,723.00 (+3.08%) Homeowner's exemption	$425,396 (+5.99%)	$1,220,568 (+15.17%) Land $474,633 Building $745,935
2024	$6,522.00 (+2.47%)
2023	$6,365.00 (+0.86%) Homeowner's exemption	$401,366 (+3%)	$1,059,808 (+75.14%) Land $367,239 Building $692,569
2022	$6,311.00 Homeowner's exemption	$389,676	$605,125 Land $220,500 Building $384,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	11 (2004–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Apr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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