7884 Montecito Pl, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7884 Montecito Pl, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	5 bd · 4 ba · 3,360 sqft · built 2001
Lot Size	0.188 acres (8,211 sqft)
Owner	Individual Name on Record
Last Sale	$895,000 (Oct 2021)
Tax Bill	$11,782 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-28-18-000-0250`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-28-18-000-0250`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,360 sqft Living Area
Gross Area	4,325 sqft
1st Floor Area	2,731 sqft
Upper Floors Area	629 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	8,211 sqft (0.188 acres)
Garage Area	752 sqft

Exterior Amenities

Pool Area	88 sqft
Porch	Open Porch
Porch Area	213 sqft
Patio Area	573 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	7884 MONTECITO PL
City	DELRAY BEACH
State	FL
Zip	33446-4423
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	RTS
Legal Description	ADDISON RESERVE PAR 15 LT 25
Legal Range	42E
Legal Township	46S
Legal Section	28
Legal Subdivision	ADDISON RESERVE
Legal Lot Number	25
Legal Unit	15
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1005
Census Tract	5937

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7884 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Sep 27, 2005 · Amount on Record
Deed Document Number	20210497832
Deed Book / Page	33003 / 934
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 28, 2021
Property Address	7884 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0330030934
Book / Page	33003 / 934
Map Reference	MB 84 PG 192
Instrument Date	Oct 15, 2021
Instrument	20210497832
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7884 MONTECITO PL, 7884, DELRAY BEACH, FL 33446-4423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7884 MONTECITO PL, DELRAY BEACH, FL 33446-4423

Mortgage

Document Number	33003936
Date	Oct 28, 2021
Instrument	33003/936

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,782.00 (+13.79%) Homeowner's exemption	$736,337 (+14.28%)	$1,336,838 (+19.89%) Land $490,953 Building $845,885
2023	$10,354.00 (+0.69%) Homeowner's exemption	$644,318 (+3%)	$1,115,071 (+78.25%) Land $371,849 Building $743,222
2022	$10,283.00 Homeowner's exemption	$625,551 Land $220,500 Building $405,051	$625,551 Land $220,500 Building $405,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	11 (2004–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Apr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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