7876 Montecito Pl, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7876 Montecito Pl, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,918 sqft · built 2001
Lot Size	0.189 acres (8,246 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,100,000 (Sep 2021)
Tax Bill	$15,823 (2025)
Deeds & Mortgages	Oct 2021 Re-recorded Document Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-28-18-000-0260`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-28-18-000-0260`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,918 sqft Living Area
Gross Area	3,738 sqft
1st Floor Area	2,918 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	8,246 sqft (0.189 acres)
Garage Type	Attached
Garage Area	586 sqft

Exterior Amenities

Pool Area	64 sqft
Porch	Finished/Open Porch
Porch Area	234 sqft
Patio Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7876 MONTECITO PL
City	DELRAY BEACH
State	FL
Zip	33446-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	ADDISON RESERVE PAR 15 LT 26
Legal Range	42E
Legal Township	46S
Legal Section	28
Legal Subdivision	ADDISON RESERVE PAR 15
Legal Lot Number	26
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1005
Census Tract	5937

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	7876 MONTECITO PL, PI, DELRAY BEACH, FL 33446-4423
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Re-recorded Document HORIZON TITLE SERVICES INC
Sep 15, 2021	Intrafamily Transfer, Transfer HORIZON TITLE SERVICES INC
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PROFESSIONAL BANK
May 24, 2021	Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY
Sep 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	2021414041
Deed Book / Page	32846 / 1066
Last Transfer Date	Oct 14, 2021
Transfer Doc	0329820641
Record Updated	Sep 20, 2026

October 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PALM BEACH FL
Recording Date	Oct 21, 2021
Property Address	7876 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0329820641
Book / Page	32982 / 641
Map Reference	MB 84 PG 192
Instrument Date	Sep 1, 2021
Instrument	20210486640
Record Updated	Jun 7, 2023
Title Company	HORIZON TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7876 MONTECITO PL, DELRAY BEACH, FL 33446-4423

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Sep 15, 2021
Property Address	7876 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0328740390
Book / Page	32874 / 390
Map Reference	MB 84 PG 192
Instrument Date	Sep 1, 2021
Instrument	20210428417
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	HORIZON TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7876 MONTECITO PL # PI, PI, DELRAY BEACH, FL 33446-4423

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 3, 2021
Property Address	7876 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0328461066
Book / Page	32846 / 1066
Map Reference	MB 84 PG 192
Instrument Date	Sep 1, 2021
Instrument	20210414041
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18780 LONG LAKE DR, 18780, BOCA RATON, FL 33496-1909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7876 MONTECITO PL, DELRAY BEACH, FL 33446-4423

Mortgage

Document Number	328461068
Date	Sep 3, 2021
Instrument	32846/1068

Lender

Name	PROFESSIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 24, 2021
Property Address	7876 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0325100009
Book / Page	32510 / 9
Map Reference	MB 84 PG 192-194
Instrument Date	May 14, 2021
Instrument	20210237290
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 MIDLANE S, 2021, SYOSSET, NY 11791-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18780 LONG LAKE DR, BOCA RATON, FL 33496-1909

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 16, 2020
Property Address	7876 MONTECITO PL, DELRAY BEACH, FL 33446-4423
Document Number	0317471404
Book / Page	031747 / 001404
Instrument Date	May 4, 2020
Instrument	343628
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2021 MIDLANE S SYOSSET NY 117919674, SYOSSET, NY 11791-9674

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,823.00 (+9.24%)	$773,820 (-25.7%)	$1,211,853 (+16.36%) Land $491,593 Building $720,260
2024	$14,485.00 (+7.06%)
2023	$13,530.00 (+32.41%)	$1,041,467 (+79.14%) Land $372,030 Building $669,437	$1,041,467 (+79.14%) Land $372,030 Building $669,437
2022	$10,218.00	$581,383 Land $220,500 Building $360,883	$581,383 Land $220,500 Building $360,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	11 (2004–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Apr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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