789 Co Rd 75, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 789 Co Rd 75, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,342 sqft · built 2023
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,500 (Nov 2022)
Tax Bill	$1,417 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-10-04-17-0-000-003.003`

Property Details

APN / Parcel Number

Primary APN	`13-10-04-17-0-000-003.003`
Alternative APNs	`ALT APN:1004170000003003` `219500` `31839` `1437`

Interior

Stories	2 Stories
Building Area	1,342 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	522,720 sqft (12 acres)

Location & Zoning

Account Number	219500
Street Address	789 COUNTY ROAD 75
City	CEDAR BLUFF
State	AL
Zip	35959-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ NW COR NE/4 NW/4;S403 TO POB;CONT S 917;E1144;NLY ALGROW 280;W775;N450;W350 TO POB
Legal Range	10E
Legal Township	09S
Legal Section	17
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3048
Census Tract	955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	789 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO
Aug 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Deed Document Number	2022226949
Prior Transfer Date	Oct 20, 2022
Prior Transfer Doc	0000226949
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 25, 2024
Property Address	789 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227
Document Number	0000233414
Instrument Date	Apr 25, 2024
Instrument	233414
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 337, CENTRE, AL 35960-0337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227

Mortgage

Document Number	0000233415
Date	Apr 25, 2024
Instrument	233415

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 3, 2017
Property Address	789 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227
Document Number	0000199031
Instrument Date	Aug 2, 2017
Instrument	199031
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 135, GAYLESVILLE, AL 35973-0135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 711, CEDAR BLUFF, AL 35959-0711

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,417.00 (+7.27%)
2025	$1,321.00 (-48.36%) Homeowner's exemption	$32,720 (-46.29%) Land $5,220 Building $27,500	$327,000 (+7.35%) Land $52,100 Building $274,900
2024	$2,558.00 (+567.89%)	$60,920 Land $9,140 Building $51,780	$304,600 (+566.52%) Land $45,700 Building $258,900
2023	$383.00
2022	$383.00	$9,140 Land $9,140	$45,700 Land $45,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 75

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