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220 Co Rd 75, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 220 Co Rd 75, Cedar Bluff, AL 35959 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1,612 sqft · built 1995
Lot Size4.04 acres (175,982 sqft)
OwnerIndividual Name on File
Deeds & MortgagesJul 2012 Mortgage
Jan 2023 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-10-04-17-0-000-002.006

Property Details

APN / Parcel Number

Primary APN13-10-04-17-0-000-002.006
Alternative APNs
  • ALT APN:1004170000002006
  • 25689

Interior

Stories1 Story
Building Area1,612 sqft Living Area
Basement Area806 sqft
Finished Basement806 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area175,982 sqft (4.04 acres)
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area160 sqft

Location & Zoning

Account Number25689
Street Address220 COUNTY ROAD 75
CityCEDAR BLUFF
StateAL
Zip35959-3223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SE COR SE/4;N 1390';W 680'TO POB;NW 728.9';SW 209.4';W 246.8'TO R/W RD 75;SE 615.5.';E 213.2'TO POB
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2094
Census Tract955702

Owner

Source: Cherokee County records · APN 13-10-04-17-0-000-002.006

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address220 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2012Deed of Trust, Mortgage
FIRST FEDERAL BANK
Jan 20, 2023Intrafamily Transfer, Transfer · Reverse Mortgage
AMERICAN ADVISORS GROUP
Oct 13, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2012
Deed SaleJul 06, 2012
Prior SaleOct 13, 2022 · Amount on Record
Deed Document Number0000174745
Last Transfer DateJan 20, 2023
Transfer Doc0000227747
Record UpdatedSep 20, 2026

July 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address220 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3223
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000174746
DateJul 06, 2012
Instrument174746
Lender
NameFIRST FEDERAL BANK
Address1300 MCFARLAND BLVD NE, TUSCALOOSA, AL 35406
Agreement
AmountAmount Recorded
Term361 Months
DueAug 01, 2042

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE AL
Recording DateJan 20, 2023
Property Address220 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3223
Document Number0000227747
Instrument DateJan 12, 2023
Instrument227747
Transaction TypeTransfer
Record UpdatedJun 09, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address220 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3223

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3223

Mortgage

Document Number0000227748
DateJan 20, 2023
Instrument227748
Lender
NameAMERICAN ADVISORS GROUP
TypeGovernment Agency
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term892 Months
DueMay 30, 2097
Interest
Rate TypeAdjustable Rate
Rate5.72%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Index1-Year CMT

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateOct 13, 2022
Property Address220 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3223
Document Number0000226643
Instrument DateJul 27, 2022
Instrument226643
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address220 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3223

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3223

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$21,740 (+1.12%) Land $1,940 Building $19,800$217,200 (+1.07%) Land $19,300 Building $197,900
2023Additional exemption filed$21,500$214,900 Land $17,000 Building $197,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199557022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022, river or lake flooding

Wildfire

Wildfire RiskModerate
above 61% of the US · above 78% of Alabama
Wildfire LikelihoodAbout 1 in 495 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TDS TelecomDSL50 / 10
AT&TFixed Wireless25 / 3
T-Mobile USAFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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