721 Co Rd 75, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 721 Co Rd 75, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 4,048 sqft · built 1993
Lot Size	48 acres (2,090,880 sqft)
Owner	2 Company Names on Record
Last Sale	$745,000 (Aug 2026)
Tax Bill	$2,734 (2023)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-04-17-0-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-04-17-0-000-003.000`
Alternative APNs	`ALT APN:1004170000003000` `29914`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	4,048 sqft Living Area
1st Floor Area	3,424 sqft
Upper Floors Area	624 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,090,880 sqft (48 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	416 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	29914
Street Address	721 COUNTY ROAD 75
City	CEDAR BLUFF
State	AL
Zip	35959-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ NW COR NE/4 NW/4;S1320 TO POB;E1144;SLY ALG ROW 1573;W1913;N1412 TO POB
Legal Range	10E
Legal Township	09S
Legal Section	17
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3048
Census Tract	955702

Owner

Source: Cherokee County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	721 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jan 29, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Aug 3, 2026 · Amount on Record
Deed Document Number	2026245213
Prior Transfer Date	Aug 14, 2024
Prior Transfer Doc	0000235154
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 6, 2026
Property Address	721 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227
Document Number	0000245213
Instrument Date	Jul 31, 2026
Instrument	2026245213
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$75,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	721 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	Aug 4, 2026
Property Address	721 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227
Document Number	0000245175
Instrument Date	Jul 31, 2026
Instrument	2026245175
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 ROYAL BAY DR, LAS VEGAS, NV 89117-1001

Mortgage

Document Number	0000245175,
Date	Aug 4, 2026
Instrument	2026245175

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 3, 2026
Property Address	721 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227
Document Number	0000245137
Instrument Date	Jul 31, 2026
Instrument	2026245137
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227

Mortgage

Document Number	0000245138,
Date	Aug 3, 2026
Instrument	2026245138

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 29, 2025
Property Address	721 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227
Document Number	0000237285
Instrument Date	Jan 29, 2025
Instrument	237285
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	789 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3227

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,640 (+27,633.33%) Land $14,440 Building $2,200	$402,800 (+134,166.67%) Land $144,400 Building $258,400
2023	$2,734.00 Additional exemption filed	$60 (-99.6%)	$300 (-99.92%) Building $300
2022	Additional exemption filed	$14,880 Land $12,680 Building $2,200	$385,100 Land $126,700 Building $258,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 85% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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