1154 Co Rd 75, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1154 Co Rd 75, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,141 sqft · built 2002
Lot Size	19 acres (827,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jun 2023)
Tax Bill	$3,705 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-03-08-0-000-020.002`

Property Details

APN / Parcel Number

Primary APN	`13-10-03-08-0-000-020.002`
Alternative APNs	`ALT APN:1003080000020002` `212065` `217558`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	1,791 sqft
Upper Floors Area	350 sqft
Basement Area	840 sqft
Finished Basement	500 sqft
Unfinished Basement	340 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	827,640 sqft (19 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	275 sqft

Location & Zoning

Account Number	217558
Street Address	1154 COUNTY ROAD 75
City	CEDAR BLUFF
State	AL
Zip	35959-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR NW/4 SE/4; W 2640';S 320' TO ELY RW CO RD 75; SE1420'; NE 929.41'D 970'S; N 1230' TO POB
Legal Range	10E
Legal Township	09S
Legal Section	08
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2056
Census Tract	955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1154 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jun 5, 2023	Survivorship Deed, Transfer
Apr 28, 2021	Intrafamily Transfer, Transfer
Apr 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Apr 26, 2021 · Amount on Record
Deed Document Number	2023229400
Prior Transfer Date	Apr 27, 2021
Prior Transfer Doc	0000217881
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1154 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3564
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224749
Date	Jun 13, 2022
Instrument	224749

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2052

Interest

Rate Type	Adjustable Rate

June 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 5, 2023
Property Address	1154 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3564
Document Number	0000229400
Map Reference	DOC 217831
Instrument Date	Jun 2, 2023
Instrument	229400
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3564

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Apr 28, 2021
Property Address	1154 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3564
Document Number	0000217881
Instrument Date	Apr 27, 2021
Instrument	217881
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NOR PROVIDED

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 26, 2021
Property Address	1154 COUNTY ROAD 75, CEDAR BLUFF, AL 35959-3564
Document Number	0000217831
Instrument Date	Apr 26, 2021
Instrument	217831
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 690, CENTRE, AL 35960-0690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 SCHOONER LN, DUCK KEY, FL 33050-3840

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,705.00 (+6.99%)
2025	$3,463.00 (+2.3%)	$78,080 (+376.1%) Land $15,240 Building $62,840	$412,100 (+2.31%) Land $76,200 Building $335,900
2024	$3,385.00 (+112,733.33%)	$16,400 (+40,9%) Land $12,060 Building $4,340	$402,800 (+201,3%) Land $66,900 Building $335,900
2023	$3.00 (-99.87%)	$40 (-98.78%)	$200 (-99.94%) Building $200
2022	$2,267.00	$3,280 Land $1,080 Building $2,200	$316,600 Land $48,000 Building $268,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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