707 Dry Bridge Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 707 Dry Bridge Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,494 sqft · built 1978
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on Record
Tax Bill	$14,848 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05700-00-00-049A0`

Property Details

APN / Parcel Number

Primary APN	`05700-00-00-049A0`
Alternative APN	`18180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,494 sqft Finished Area
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	174,240 sqft (4 acres)
Garage Area	443 sqft
Driveway	Paver Driveway
Deck Area	120 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	707 DRY BRIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL B
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4015
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	707 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 24, 2022	Intrafamily Transfer, Transfer
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 23, 2022
Transfer Doc	0000010220
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	707 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001939
Date	Feb 15, 2022
Instrument	202200001939

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 24, 2022
Property Address	707 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038
Document Number	202200010220
Map Reference	MB 1172 PG 310
Instrument Date	Aug 23, 2022
Instrument	202200010220
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	707 DRY BRIDGE RD, CHARLOTTESVILLE, VA 22903-7038
Document Number	0000010101
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 DRY BRIDGE RD CHARLOTTESVILLE VA 229037038, CHARLOTTESVILLE, VA 22903-7038

Mortgage

Document Number	0000010101
Date	Sep 17, 2019
Book Page	005218/000289
Instrument	10101

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2034

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,848.00 (+24.92%)	$1,660,800 (+24.91%) Land $342,000 Building $1,318,800	$1,660,800 (+24.91%) Land $342,000 Building $1,318,800
2025	$11,886.00 (+26.97%)	$1,329,600 (+21.29%) Land $332,600 Building $997,000	$1,329,600 (+21.29%) Land $332,600 Building $997,000
2023	$9,361.00	$1,096,200 Land $285,000 Building $811,200	$1,096,200 Land $285,000 Building $811,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANGFORD SUBDIVISION private · serves 97 people · EPA ID VA2003440
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Firefly Fiber Broadband, T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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