788 Bluff Dr, Los Banos, CA 93635 Property Records

Merced County property record for 788 Bluff Dr, Los Banos, CA 93635 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,913 sqft Living Area
Lot Size	6,194 sqft (0.142 acres)
Occupancy	Owner Occupied
Last Sale	$228,000 (2014)
Tax Bill	$3,365.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`431-223-016-000`
Alternative APN	`083370030000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,913 sqft Living Area
Gross Area	2,489 sqft Gross Area
1st Floor	1,913 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Other Style
Construction Type	Wood Frame Construction
Lot Area	6,194 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	576 sqft Garage
Patio Area	185 sqft Patio
Porch	1 Porch
Porch Area	45 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Old Parcel Number	083370030000
Street Address	788 BLUFF DR
City	LOS BANOS
State	CA
Zip	93635-5161
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CRESTHILLS #2 - 3 LOT 226
Legal Subdivision	CRESTHILLS 02 03
Legal Lot Number	226
Jurisdiction	MERCED CA
Minor Civil Division	LOS BANOS
Census Blockgroup	2
Census Block	2000
Census Tract	2301

Owner

Source: Merced County records · APN 431-223-016-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	788 BLUFF DR, LOS BANOS, CA 93635-5161
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Apr 04, 2014 · Amount on Record
Deed Sale	Apr 04, 2014 · Amount on Record
Prior Sale	Aug 05, 2010
Deed Doc Number	2014-009864
Record Refreshed	Jun 07, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	788 BLUFF DR, LOS BANOS, CA 93635-5161
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 BLUFF DR, LOS BANOS, CA 93635-5161

Mortgage

Document Number	0000010750
Date	Mar 16, 2022
Instrument	2022010750

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,365.00 (+6.05%)	$280,629 (+4.47%) Land $30,641 Building $249,988
2023	$3,173.00 (+2.12%)	$268,634 Land $29,452 Building $239,182
2022	$3,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 2% of California
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.