Merced County property record for 785 Bluff Dr, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,259 sqft · built 1992 |
| Lot Size | 0.277 acres (12,044 sqft) |
| Owner | Trust Name on File |
| Last Sale | $400,000 (Jul 2018) |
| Tax Bill | $5,089 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-223-011-000 |
| Primary APN | 431-223-011-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,259 sqft Living Area |
| Gross Area | 2,721 sqft |
| 1st Floor Area | 2,259 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 12,044 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 431-223-011 |
|---|---|
| Street Address | 785 BLUFF DR |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CRESTHILLS #2 - 3 LOT 231 |
| Legal Subdivision | CRESTHILLS 02 03 |
| Legal Lot Number | 231 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2301 |
785 Bluff Dr is owner-occupied and held in a trust since June 2020.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 785 BLUFF DR, LOS BANOS, CA 93635-5127 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 27, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2018 · Amount on File |
| Deed Sale | Jul 27, 2018 · Amount on File |
| Prior Sale | Apr 28, 1999 |
| Deed Document Number | 201822908 |
| Last Transfer Date | Jun 3, 2020 |
| Transfer Doc | 0000022114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 6, 2020 |
| Property Address | 785 BLUFF DR, LOS BANOS, CA 93635-5127 |
| Document Number | 0000022114 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 22114 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 785 BLUFF DR LOS BANOS CA 936355127, LOS BANOS, CA 93635-5127 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 27, 2018 |
| Property Address | 785 BLUFF DR, LOS BANOS, CA 93635-5127 |
| Document Number | 0000022908 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 22908 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 785 BLUFF DR LOS BANOS CA 936355127, LOS BANOS, CA 93635-5127 |
The 2025 property tax bill for 785 Bluff Dr was $5,089 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $455,124 (+2%) Land $96,712 Building $358,412 | |
| 2025 | $5,089.00 Homeowner's exemption | $446,201 Land $94,816 Building $351,385 |
| 2023 | $4,830.00 (+1.9%) Homeowner's exemption | $428,877 Land $91,135 Building $337,742 |
| 2022 | $4,740.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 785 Bluff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 785 Bluff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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