Merced County property record for 784 Bluff Dr, Los Banos, CA 93635 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,348 sqft Living Area |
| Lot Size | 6,296 sqft (0.144 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $503,000 (2023) |
| Tax Bill | $5,927.00 (2025) |
| Primary APN | 431-223-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 2,964 sqft Gross Area |
| 1st Floor | 1,441 sqft 1st Floor |
| 2nd Floor | 907 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Frame Construction |
| Lot Area | 6,296 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 616 sqft Garage |
| Patio Area | 222 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 42 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 083370031000 |
|---|---|
| Street Address | 784 BLUFF DR |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CRESTHILLS #2 - 3 LOT 225 |
| Legal Subdivision | CRESTHILLS 02 03 |
| Legal Lot Number | 225 |
| Jurisdiction | MERCED CA |
| Minor Civil Division | LOS BANOS |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 2301 |
Source: Merced County records · APN 431-223-017-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 784 BLUFF DR, LOS BANOS, CA 93635-5161 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2023 | Grant Deed, Transfer · Conventional Mortgage WELCOME HOME FUNDING LLC |
| Nov 01, 2022 | Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF THE INTERIOR FCU |
| Apr 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF THE INTERIOR FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Prior Sale | Aug 03, 2012 |
| Deed Doc Number | 2023008827 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 21, 2023 |
| Property Address | 784 BLUFF DR, LOS BANOS, CA 93635-5161 |
| Document Number | 0000008827 |
| Map Reference | MB 35 PG 44-48 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023008827 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 784 BLUFF DR, LOS BANOS, CA 93635-5161 |
| Document Number | 0000008828 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023008828 |
| Name | WELCOME HOME FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 784 BLUFF DR, LOS BANOS, CA 93635-5161 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 784 BLUFF DR, LOS BANOS, CA 93635-5161 |
| Document Number | 0000037060 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022037060 |
| Name | DEPARTMENT OF THE INTERIOR FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Oct 31, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 784 BLUFF DR, LOS BANOS, CA 93635-5161 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 784 BLUFF DR, LOS BANOS, CA 93635-5161 |
| Document Number | 0000013708 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 2022013708 |
| Name | DEPARTMENT OF THE INTERIOR FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,927.00 (+56.88%) Homeowner's exemption | $523,321 (+57.8%) Land $114,444 Building $408,877 |
| 2023 | $3,778.00 (+2.03%) Homeowner's exemption | $331,632 Land $44,307 Building $287,325 |
| 2022 | $3,703.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 2% of California |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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