7878 E Portico Ter, Orange, CA 92867 Property Records

Orange County property record for 7878 E Portico Ter, Orange, CA 92867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,264 sqft · built 2002
Lot Size	0.165 acres (7,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,790,000 (Jul 2024)
Tax Bill	$21,942 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jan 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`370-442-29`

Property Details

APN / Parcel Number

Primary APN	`370-442-29`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,264 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,174 sqft (0.165 acres)
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7878 E PORTICO TER
City	ORANGE
State	CA
Zip	92867-6481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16131 BLK LOT 53
Legal Subdivision	TRACT NO 16131
Legal Tract	16131
Legal Lot Number	53
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	4
Census Block	4002
Census Tract	21920

Owner

Source: Orange County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7878 E PORTICO TER, ORANGE, CA 92867-6481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 16, 2019	Deed of Trust, Mortgage · ARM STEARNS LENDING LLC
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Aug 19, 2019	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY
Aug 20, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
May 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	2024176762
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	0000307870
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7878 E PORTICO TER, ORANGE, CA 92867-6481
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000246403
Date	Jun 15, 2017
Instrument	2017000246403

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7878 E PORTICO TER, ORANGE, CA 92867-6481
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015903
Date	Jan 16, 2019
Instrument	2019000015903

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7878 E PORTICO TER, ORANGE, CA 92867-6481
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091801
Date	Mar 2, 2020
Instrument	2020000091801

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7878 E PORTICO TER, ORANGE, CA 92867-6481
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7878 E PORTICO TER, ORANGE, CA 92867-6481

Mortgage

Document Number	0000030662
Date	Jan 15, 2021
Instrument	2021000030662

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 19, 2019
Property Address	7878 E PORTICO TER, ORANGE, CA 92867-6481
Document Number	0000306425
Map Reference	MB 822 PG 26-32
Instrument Date	Jul 29, 2019
Instrument	2019000306425
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7878 E PORTICO TER, ORANGE, CA 92867-6481

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 20, 2019
Property Address	7878 E PORTICO TER, ORANGE, CA 92867-6481
Document Number	0000307870
Instrument Date	Jul 29, 2019
Instrument	307870
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7878 E PORTICO TER ORANGE CA 928676481, ORANGE, CA 92867-6481

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 24, 2019
Property Address	7878 E PORTICO TER, ORANGE, CA 92867-6481
Document Number	0000178612
Instrument Date	Jan 16, 2019
Instrument	178612
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7878 E PORTICO TER ORANGE CA 928676481, ORANGE, CA 92867-6481

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,825,800 (+2%) Land $1,293,814 Building $531,986
2025	$21,942.00 (+62.3%) Homeowner's exemption	$1,790,000 (+76.92%) Land $1,268,445 Building $521,555
2023	$13,519.00 (+2.08%) Homeowner's exemption	$1,011,772 Land $593,350 Building $418,422
2022	$13,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Cosmo Network Solutions, T-Mobile, Verizon.

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