7872 Gardner Dr, Naples, FL 34109 Property Records

Collier County property record for 7872 Gardner Dr, Naples, FL 34109 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1,735 sqft · built 1997
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$254,000 (Aug 2003)
Tax Bill$2,501 (2025)
Deeds & MortgagesJan 2023 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN529900 1484A01

Property Details

APN / Parcel Number

Primary APN529900 1484A01
Alternative APN
  • 64702005666

Interior

Stories1 Story
Building Area1,735 sqft Living Area
1st Floor Area1,735 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeMasonry / Concrete Block
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions125 ft deep x 55 ft wide

Location & Zoning

Street Address7872 GARDNER DR
CityNAPLES
StateFL
Zip34109-0607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORCHARDS, THE LOT 148
Legal Range25
Legal Township49
Legal Section1
Legal SubdivisionORCHARDS, THE
Legal Tract529900
Legal Block2
Legal Lot Number148
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2012
Census Tract10429

Owner

Source: Collier County records · APN 529900 1484A01

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address426 SE 3RD TER, DANIA, FL 33004-4708
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Jan 15, 2019Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2003 · Amount on Record
Deed SaleAug 21, 2003 · Amount on Record
Prior SaleJul 18, 1997 · Amount on Record
Deed Book / Page3376 / 1515
Last Transfer DateAug 12, 2025
Transfer Doc0064973497
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address7872 GARDNER DR, NAPLES, FL 34109-0607
Transaction TypeMortgage
Record UpdatedJan 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7872 GARDNER DR, NAPLES, FL 34109-0607

Mortgage

Document Number0062061586
DateJan 13, 2023
Book Page6206/1586
Instrument6350749
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueJan 12, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address7872 GARDNER DR, NAPLES, FL 34109-0607
Transaction TypeMortgage
Record UpdatedJun 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7872 GARDNER DR, NAPLES, FL 34109-0607

Mortgage

Document Number0059552005
DateMay 27, 2021
Book Page5955/2005
Instrument6068104
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address7872 GARDNER DR, NAPLES, FL 34109-0607
Document Number0055931369
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedFeb 08, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7872 GARDNER DR NAPLES FL 341090607, NAPLES, FL 34109-0607

Mortgage

Document Number0055931369
DateJan 28, 2019
Book Page005593/001369
Instrument5665153
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 27, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,501.00 (+2.5%)$274,841 (+5.99%)$493,445 (+0.56%) Land $288,750 Building $204,695
2024$2,440.00 (+1.24%)
2023$2,410.00 (-1.75%) Homeowner's exemption$259,316 (+3%)$490,699 (+16.53%) Land $264,688 Building $226,011
2022$2,453.00 Homeowner's exemption$251,763$421,104 Land $180,469 Building $240,635

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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