7863 Gardner Dr, Naples, FL 34109 Property Records

Collier County property record for 7863 Gardner Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,594 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$359,500 (Sep 2017)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`529900 1594A01`

Property Details

APN / Parcel Number

Primary APN	`529900 1594A01`
Alternative APNs	`647020058861232601594` `64702005886`

Interior

Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 67 ft wide
Deck Area	180 sqft

Location & Zoning

Street Address	7863 GARDNER DR
City	NAPLES
State	FL
Zip	34109-0608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORCHARDS, THE LOT 159
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	ORCHARDS, THE
Legal Tract	529900
Legal Block	2
Legal Lot Number	159
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2011
Census Tract	10429

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7863 GARDNER DR, NAPLES, FL 34109-0608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK CORPORATION
Dec 29, 2017	Grant Deed SUNBELT TITLE (AGENCY)
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage CAPITAL BANK CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	Jun 16, 2003 · Amount on Record
Deed Document Number	20175449293
Deed Book / Page	5432 / 2931
Prior Transfer Date	Apr 1, 2008
Prior Transfer Doc	0043491763
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7863 GARDNER DR, NAPLES, FL 34109-0608
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7863 GARDNER DR, NAPLES, FL 34109-0608

Mortgage

Document Number	0060421156
Date	Nov 16, 2021
Book Page	6042/1156
Instrument	6159548

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7863 GARDNER DR, NAPLES, FL 34109-0608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054720952
Date	Jan 30, 2018
Book Page	5472/0952
Instrument	5503049

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank
Address	FORT MYERS, FL 33966

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2047

December 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 29, 2017
Property Address	7863 GARDNER DR, NAPLES, FL 34109-0608
Document Number	0054631357
Book / Page	005463 / 001357
Instrument Date	Dec 26, 2017
Instrument	5490181
Record Updated	Jan 9, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7863 GARDNER DR NAPLES FL 341090608, NAPLES, FL 34109-0608

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 18, 2017
Property Address	7863 GARDNER DR, NAPLES, FL 34109-0608
Document Number	0054322931
Book / Page	5432 / 2931
Map Reference	MB22 PG76
Instrument Date	Aug 28, 2017
Instrument	5449293
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,516.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9395 PENNETLVIANIA AVE9, 9395, BONITA SPRINGS, FL 34135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7863 GARDNER DR, NAPLES, FL 34109-0608

Mortgage

Document Number	0005449295
Date	Sep 18, 2017
Instrument	5449295

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,420.00 (+2.5%) Homeowner's exemption	$266,299 (+5.99%)	$559,638 (+2.03%) Land $371,574 Building $188,064
2024	$2,361.00 (+1.29%)
2023	$2,331.00 (-1.69%) Homeowner's exemption	$251,256 (+3%)	$548,502 (+20.89%) Land $340,610 Building $207,892
2022	$2,371.00 Homeowner's exemption	$243,938	$453,702 Land $232,234 Building $221,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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