7864 Gardner Dr, Naples, FL 34109 Property Records

Collier County property record for 7864 Gardner Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,071 sqft · built 1996
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Apr 2021)
Tax Bill	$5,728 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`529900 1464A01`

Property Details

APN / Parcel Number

Primary APN	`529900 1464A01`
Alternative APNs	`647020056241232601464` `64702005624`

Interior

Stories	1 Story
Building Area	2,071 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	2,071 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	127 ft deep x 57 ft wide
Porch	Enclosed Porch
Deck Area	450 sqft

Location & Zoning

Account Number	529900 1464A01
Old Parcel Number	647020056241232601464
Street Address	7864 GARDNER DR
City	NAPLES
State	FL
Zip	34109-0607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORCHARDS, THE LOT 146
Legal Range	25
Legal Township	49
Legal Section	01
Legal Subdivision	ORCHARDS, THE
Legal Tract	529900
Legal Lot Number	146
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2012
Census Tract	10429

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7864 GARDNER DR, NAPLES, FL 34109-0607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Dec 11, 2020 · Amount on Record
Deed Document Number	6037053
Deed Book / Page	5926 / 2295
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 13, 2021
Property Address	7864 GARDNER DR, NAPLES, FL 34109-0607
Document Number	0059262295
Book / Page	5926 / 2295
Map Reference	MB 22 PG 76-82
Instrument Date	Apr 8, 2021
Instrument	6037053
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NAPLES TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2113 CHAMBERLING KY, 2113, VIRGINIA BEACH, VA 23454-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7864 GARDNER DR, NAPLES, FL 34109-0607

Mortgage

Document Number	0059262297
Date	Apr 13, 2021
Instrument	5926/2297

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 11, 2020
Property Address	7864 GARDNER DR, NAPLES, FL 34109-0607
Document Number	0058583914
Book / Page	005858 / 003914
Instrument Date	Dec 11, 2020
Instrument	5968520
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2113 CHAMBERLING KY VIRGINIA BEACH VA 234541345, VIRGINIA BEACH, VA 23454-1345

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,728.00 (+3.15%) Homeowner's exemption	$614,317 (+5.99%)	$647,538 (+0.09%) Land $357,798 Building $289,740
2023	$5,553.00 (-2.7%) Homeowner's exemption	$579,616 (+3%)	$646,973 (+14.97%) Land $327,982 Building $318,991
2022	$5,707.00 Homeowner's exemption	$562,734 Land $223,624 Building $339,110	$562,734 Land $223,624 Building $339,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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