7867 Gardner Dr, Naples, FL 34109 Property Records

Collier County property record for 7867 Gardner Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,755 sqft · built 1995
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Apr 2026)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529900 1604A01`

Property Details

APN / Parcel Number

Primary APN	`529900 1604A01`
Alternative APNs	`647020059091232601604` `64702005909`

Interior

Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,755 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Deck Area	312 sqft

Location & Zoning

Street Address	7867 GARDNER DR
City	NAPLES
State	FL
Zip	34109-0608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORCHARDS, THE LOT 160
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	ORCHARDS, THE
Legal Tract	529900
Legal Block	2
Legal Lot Number	160
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2011
Census Tract	10429

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7867 GARDNER DR, NAPLES, FL 34109-0608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Nov 6, 2025 · Amount on Record
Deed Document Number	20266805252
Deed Book / Page	6570 / 2314
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 2, 2026
Property Address	7867 GARDNER DR, NAPLES, FL 34109-0608
Document Number	0065702314
Book / Page	6570 / 2314
Instrument Date	Mar 31, 2026
Instrument	20266805252
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7867 GARDNER DR, NAPLES, FL 34109-0608

Mortgage

Document Number	0006805253,
Date	Apr 2, 2026
Instrument	20266805253

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 6, 2025
Property Address	7867 GARDNER DR, NAPLES, FL 34109-0608
Document Number	0065242188
Book / Page	6524 / 2188
Map Reference	MB 22 PG 76-82
Instrument Date	Nov 5, 2025
Instrument	6750083
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	COTTRELL TITLE GROUP LLC, COTTRELL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6626 NATURE PRESERVE CT, NAPLES, FL 34109-7850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7867 GARDNER DR, NAPLES, FL 34109-0608

Mortgage

Document Number	0065242190
Date	Nov 6, 2025
Instrument	6524/2190

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2021
Property Address	7867 GARDNER DR, NAPLES, FL 34109-0608
Document Number	0059980941
Book / Page	5998 / 941
Map Reference	MB 22 PG 76-82
Instrument Date	Aug 12, 2021
Instrument	6113537
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2781 SIENA LAKES CIR2344, 2781, NAPLES, FL 34109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7867 GARDNER DR, NAPLES, FL 34109-0608

Mortgage

Document Number	5998943
Date	Aug 17, 2021
Instrument	5998/943

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,965 (+15.41%) Land $313,425 Building $227,540	$540,965 (+3.6%) Land $313,425 Building $227,540
2025	$4,344.00 (+2.36%) Homeowner's exemption	$468,733 (+2.9%)	$522,175 (-5.79%) Land $315,000 Building $207,175
2024	$4,244.00 (+0.93%) Homeowner's exemption	$455,523 (+3%)	$554,281 (+7.05%) Land $331,313 Building $222,968
2023	$4,205.00 (-2.46%) Homeowner's exemption	$442,255 (+3%)	$517,759 (+17.45%) Land $288,750 Building $229,009
2022	$4,311.00 Homeowner's exemption	$429,374	$440,826 Land $196,875 Building $243,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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