7830 Fingerboard Rd, Frederick, MD 21704 Property Records

Frederick County property record for 7830 Fingerboard Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,952 sqft · built 1971
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Oct 2025)
Tax Bill$4,993 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-192258

Property Details

APN / Parcel Number

Primary APN07-192258
Alternative APNs
  • 7192258
  • 192258

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,952 sqft Living Area
1st Floor Area1,152 sqft
Basement Area800 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area160 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number192258
Street Address7830 FINGERBOARD RD
CityFREDERICK
StateMD
Zip21704-7631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1 AC N/S FINGERBOARD RD. E/BAKER VALLEY RD.
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1012
Census Tract752201

Owner

7830 Fingerboard Rd is owned by two individuals who bought it in October 2025.

Source: Frederick County records, as of November 4, 2025

Owner of Record2 Individual Names on File
Mailing Address9002 HARRIS ST, FREDERICK, MD 21704-7826
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed, Transfer · Conventional Mortgage
UNITED BANK
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
May 25, 2017Grant Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2025 · Amount on File
Deed SaleOct 28, 2025 · Amount on File
Prior SaleMay 25, 2017 · Amount on File
Deed Book / Page17577 / 341
Transfer Doc0026990111
Record UpdatedJun 8, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 28, 2025
Property Address7830 FINGERBOARD RD, FREDERICK, MD 21704-7631
Document Number0175770341
Book / Page17577 / 341
Instrument DateOct 20, 2025
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9002 HARRIS ST, FREDERICK, MD 21704-7826

Mortgage

Document Number0017577347
DateOct 28, 2025
Instrument17577/347
Lender
NameUNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7830 FINGERBOARD RD, FREDERICK, MD 21704-7631
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138020284
DateJun 11, 2020
Book Page13802/284
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMay 25, 2017
Property Address7830 FINGERBOARD RD, FREDERICK, MD 21704-7631
Document Number0118350435
Book / Page011835 / 000435
Instrument DateMay 17, 2017
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$326.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7830 FINGERBOARD RD FREDERICK MD 217047631, FREDERICK, MD 21704-7631

Mortgage

Document Number118350442
DateMay 25, 2017
Book Page011835/000442
Lender
NamePRIME LNDG
Address18111 PRESTON RD # 900, DALLAS, TX 75252-6601
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7830 Fingerboard Rd was $4,993, up 10.2% from the year before.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,993.00 (+10.17%)$396,533$465,400 Land $176,000 Building $289,400
2024$4,532.00 (+8.37%)
2023$4,182.00$344,200$362,100 Land $136,000 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7830 Fingerboard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7830 Fingerboard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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