786 Forest Ln, Richmond, KY 40475 Property Records

Madison County property record for 786 Forest Ln, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,040 sqft
Lot Size1.52 acres (66,211 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Apr 2022)
Tax Bill$660 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0107-0000-0002-E

Property Details

APN / Parcel Number

Primary APN0107-0000-0002-E
Alternative APNs
  • 116075
  • 79159
  • 45434

Interior

Stories1 Story
Building Area1,040 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area66,211 sqft (1.52 acres)

Location & Zoning

Account Number45434
Street Address786 FOREST LN
CityRICHMOND
StateKY
Zip40475-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT B (1.52 ACRES)
Legal TractB
JurisdictionMADISON KY
Township / Civil DivisionWACO-BYBEE
Census Block Group1
Census Block1009
Census Tract11001

Owner

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address786 FOREST LN, RICHMOND, KY 40475-3628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2022 · Amount on Record
Deed SaleApr 12, 2022 · Amount on Record
Deed Document Number2014086166
Deed Book / PageD821 / 379
Record UpdatedJun 8, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateApr 12, 2022
Property Address786 FOREST LN, RICHMOND, KY 40475-3628
Document Number00D821/379
Book / PageD821 / 379
Map ReferenceMB P20 PG 89
Instrument DateApr 4, 2022
Instrument2014086166
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address113 BRADLEY DR, RICHMOND, KY 40475-9025

Transferred To (Grantee/Buyer)

NameVerified Name
Address786 FOREST LN, RICHMOND, KY 40475-3628

Mortgage

Document Number2014086167
DateApr 12, 2022
Instrument2014086167
Lender
NameWHITAKER BANK INC
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueApr 8, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$660.00 (-2.8%) Additional exemption filed$70,000 (-)$70,000 (-)
2023$679.00$70,000$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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