Madison County property record for 820 Forest Ln, Richmond, KY 40475
| Property Type | Mobile Home |
|---|---|
| Details | 1,188 sqft |
| Lot Size | 1.42 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (Jul 2007) |
| Tax Bill | $825 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0107-0000-0002-AB |
| Primary APN | 0107-0000-0002-AB |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,188 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 62,291 sqft (1.42 acres) |
| Account Number | 44168 |
|---|---|
| Street Address | 820 FOREST LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3629 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | FOREST LN TRACT C (1.43 ACRES) |
| Legal Tract | C |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11001 |
820 Forest Ln, a mobile home, is owned and occupied by two individuals who bought it in July 2007.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 820 FOREST LN, RICHMOND, KY 40475-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2007 · Amount on File |
| Deed Sale | Jul 11, 2007 · Amount on File |
| Deed Document Number | 0000623590 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 820 FOREST LN, RICHMOND, KY 40475-3629 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | UNKNOWN, NETCO |
| Name | Verified Name |
|---|
| Document Number | M01742/177 |
|---|---|
| Date | May 12, 2017 |
| Book Page | M01742/177 |
| Instrument | 2013958577 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 820 Forest Ln was $825 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $825.00 Additional exemption filed | $87,500 | $87,500 |
| 2023 | $848.00 | $87,500 | $87,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Forest Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 820 Forest Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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