Madison County property record for 1124 Forest Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,592 sqft |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $226,600 (Oct 2019) |
| Tax Bill | $2,136 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Sep 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0107-0000-0001-AB |
| Primary APN | 0107-0000-0001-AB |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,592 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 43,996 sqft (1.01 acres) |
| Account Number | 74516 |
|---|---|
| Street Address | 1124 FOREST LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1-B-1 (1.01 ACRES) |
| Legal Subdivision | FOREST LANE |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11001 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2018 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Sep 18, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 28, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 3, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 1, 2019 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 14, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on Record |
| Deed Sale | Oct 1, 2019 · Amount on Record |
| Prior Sale | May 14, 2019 |
| Deed Document Number | 2013999682 |
| Deed Book / Page | D00779 / 166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | M01816/296 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | M01816/296 |
| Instrument | 2013979480 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | 00000 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | M01979/533 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | M01979/533 |
| Instrument | 2014020525 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2170/697 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | M2170/697 |
| Instrument | 2014098111 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Document Number | 0M2391/634 |
|---|---|
| Date | Jul 3, 2025 |
| Book Page | M2391/634 |
| Instrument | 2014270774 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 1, 2019 |
| Property Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Document Number | D00779/166 |
| Book / Page | D00779 / 166 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2013999682 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 394 CHARLIE NORRIS RD, RICHMOND, KY 40475-9212 |
| Name | Verified Name |
|---|---|
| Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Document Number | M01891/170 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | M01891/170 |
| Instrument | 2013999683 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 14, 2019 |
| Property Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Document Number | D00773/439 |
| Book / Page | D00773 / 439 |
| Map Reference | MB 26 PG 220 |
| Instrument Date | May 13, 2019 |
| Instrument | 2013992477 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1124 FOREST LN, RICHMOND, KY 40475-3632 |
| Name | Verified Name |
|---|---|
| Address | 1197 FOREST LN, RICHMOND, KY 40475-3632 |
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,136.00 (-2.82%) Additional exemption filed | $226,600 (-) | $226,600 (-) |
| 2023 | $2,198.00 | $226,600 | $226,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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