Madison County property record for 480 Forest Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,356 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Mar 2017) |
| Tax Bill | $792 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0107-0000-0067-A |
| Primary APN | 0107-0000-0067-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,356 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 74752 |
|---|---|
| Street Address | 480 FOREST LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11001 |
480 Forest Ln is owned and occupied by two individuals who bought it in March 2017.
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 FOREST LN, RICHMOND, KY 40475-8872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE HEALTH EDUCATION FCU |
| Mar 3, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on File |
| Deed Sale | Mar 3, 2017 · Amount on File |
| Deed Document Number | 20172013955220 |
| Deed Book / Page | 00741 / 759 |
| Prior Transfer Date | Feb 24, 2017 |
| Prior Transfer Doc | D00741/759 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 480 FOREST LN, RICHMOND, KY 40475-8872 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2228/129 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | M2228/129 |
| Instrument | 2014140555 |
| Name | THE HEALTH EDUCATION FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40511 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 31, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 3, 2017 |
| Property Address | 480 FOREST LN, RICHMOND, KY 40475-8872 |
| Document Number | D00741/759 |
| Book / Page | D00741 / 759 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2013955220 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2892 OAKLEY WELLS RD, RICHMOND, KY 40475-9216 |
| Name | Verified Name |
|---|---|
| Address | 480 FOREST LN, RICHMOND, KY 40475-8872 |
| Document Number | 2013955221 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 2013955221 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 480 Forest Ln was $792.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $792.00 | $84,000 | $84,000 |
| 2023 | $814.00 | $84,000 | $84,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 Forest Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 480 Forest Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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