7850 Ranch River Dr, Elverta, CA 95626 Property Records

Sacramento County property record for 7850 Ranch River Dr, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,291 sqft · built 1985
Lot Size	0.843 acres (36,724 sqft)
Owner	2 Company Names on Record
Last Sale	$284,000 (Apr 2013)
Tax Bill	$3,843 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`203-0610-001-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0610-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	1,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	36,724 sqft (0.843 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Pool Area	16,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7850 RANCH RIVER DR
City	ELVERTA
State	CA
Zip	95626-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	CHERRY CREEK, LOT 16
Legal Subdivision	CHERRY CREEK
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2008
Census Tract	7207

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7850 RANCH RIVER DR, ELVERTA, CA 95626-9766
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Intrafamily Transfer, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY
Sep 19, 2023	Intrafamily Transfer, Transfer · Line of Credit SAFE CU
Oct 4, 2022	Intrafamily Transfer, Transfer
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2013 · Amount on Record
Deed Sale	Apr 12, 2013 · Amount on Record
Prior Sale	Oct 20, 1993
Deed Book / Page	20130412 / 1376
Last Transfer Date	Sep 14, 2023
Transfer Doc	2023000327
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 19, 2023
Property Address	7850 RANCH RIVER DR, ELVERTA, CA 95626-9766
Document Number	0000000327
Map Reference	MB 162 MAP 17
Instrument Date	Sep 14, 2023
Instrument	202309190327
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7850 RANCH RIVER DR, ELVERTA, CA 95626-9766

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 19, 2023
Property Address	7850 RANCH RIVER DR, ELVERTA, CA 95626-9766
Document Number	0000000325
Map Reference	MB 162 MAP 17
Instrument Date	Aug 31, 2023
Instrument	202309190325
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7850 RANCH RIVER DR, ELVERTA, CA 95626-9766

Mortgage

Document Number	0000000326
Date	Sep 19, 2023
Instrument	202309190326

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 4, 2022
Property Address	7850 RANCH RIVER DR, ELVERTA, CA 95626-9766
Document Number	0000000655
Map Reference	MB 162 MAP 17
Instrument Date	Sep 29, 2022
Instrument	2022100400655
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7850 RANCH RIVER DR, ELVERTA, CA 95626-9766

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7850 RANCH RIVER DR, ELVERTA, CA 95626-9766
Document Number	2012020067
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7850 RANCH RIVER DR ELVERTA CA 956269766, ELVERTA, CA 95626-9766

Mortgage

Document Number	2012020067
Date	Dec 2, 2020
Instrument	2012020067

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7850 RANCH RIVER DR, ELVERTA, CA 95626-9766
Document Number	1711020457
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7850 RANCH RIVER DR ELVERTA CA 956269766, ELVERTA, CA 95626-9766

Mortgage

Document Number	1711020457
Date	Nov 2, 2017
Instrument	1711020457

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$356,709 (+2%) Land $125,600 Building $231,109
2025	$3,843.00 (-2.19%) Homeowner's exemption	$349,716 (+4.04%) Land $123,138 Building $226,578
2024	$3,929.00 (+2.24%)
2023	$3,843.00 (+0.87%) Homeowner's exemption	$336,138 Land $118,357 Building $217,781
2022	$3,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	15 (1986–2010)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jul 2010 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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