7826 Ranch River Dr, Elverta, CA 95626 Property Records

Sacramento County property record for 7826 Ranch River Dr, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,180 sqft · built 1985
Lot Size	0.984 acres (42,881 sqft)
Owner	Individual Name on Record
Last Sale	$855,000 (Oct 2021)
Tax Bill	$10,129 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`203-0610-004-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0610-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,180 sqft Living Area
1st Floor Area	2,879 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	42,881 sqft (0.984 acres)
Garage Area	1,670 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7826 RANCH RIVER DR
City	ELVERTA
State	CA
Zip	95626-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	CHERRY CREEK, LOT 19
Legal Subdivision	CHERRY CREEK
Legal Lot Number	19
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2008
Census Tract	7207

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7826 RANCH RIVER DR, ELVERTA, CA 95626-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2021	Quit Claim Deed, Transfer QUICKEN LNS
Jan 22, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Nov 3, 2004 · Amount on Record
Deed Document Number	20211502
Deed Book / Page	20211012 / 1502
Prior Transfer Date	Aug 10, 2001
Prior Transfer Doc	2001000991
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 12, 2021
Property Address	7826 RANCH RIVER DR, ELVERTA, CA 95626-9766
Document Number	2021101201502
Map Reference	MB 162 MAP 17
Instrument Date	Oct 5, 2021
Instrument	2021101201502
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7826 RANCH RIVER DR, ELVERTA, CA 95626-9766

Mortgage

Document Number	2021101201503
Date	Oct 12, 2021
Instrument	2021101201503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 22, 2021
Property Address	7826 RANCH RIVER DR, ELVERTA, CA 95626-9766
Document Number	2101220816
Instrument Date	Sep 2, 2020
Instrument	2101220816
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7826 RANCH RIVER DR ELVERTA CA 956269766, ELVERTA, CA 95626-9766

Mortgage

Document Number	2101220817
Date	Jan 22, 2021
Instrument	2101220817

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 22, 2021
Property Address	7826 RANCH RIVER DR, ELVERTA, CA 95626-9766
Document Number	2101220818
Instrument Date	Sep 2, 2020
Instrument	2101220818
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7826 RANCH RIVER DR ELVERTA CA 956269766, ELVERTA, CA 95626-9766

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$925,478 (+2%) Land $270,608 Building $654,870
2025	$10,129.00 (-2.25%)	$907,332 (+4.04%) Land $265,302 Building $642,030
2024	$10,362.00 (+2.22%)
2023	$10,137.00 (+0.83%)	$872,100 Land $255,000 Building $617,100
2022	$10,054.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	15 (1986–2010)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jul 2010 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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