7845 Ranch River Dr, Elverta, CA 95626 Property Records

Sacramento County property record for 7845 Ranch River Dr, Elverta, CA 95626

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,943 sqft · built 1985
Lot Size	0.837 acres (36,438 sqft)
Owner	Company Name on Record
Last Sale	$520,000 (Jun 2007)
Tax Bill	$7,705 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`203-0610-010-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0610-010-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,943 sqft Living Area
1st Floor Area	1,578 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	36,438 sqft (0.837 acres)
Garage Area	827 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7845 RANCH RIVER DR
City	ELVERTA
State	CA
Zip	95626-9767
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AR-1
Legal Description	CHERRY CREEK, LOT 51
Legal Subdivision	CHERRY CREEK
Legal Lot Number	51
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	7207

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7845 RANCH RIVER DR, ELVERTA, CA 95626-9767
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2007 · Amount on Record
Deed Sale	Jun 8, 2007 · Amount on Record
Deed Book / Page	20070608 / 1592
Last Transfer Date	Jun 28, 2019
Transfer Doc	8150000000523
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7845 RANCH RIVER DR, ELVERTA, CA 95626-9767
Document Number	2011160799
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7845 RANCH RIVER DR ELVERTA CA 956269767, ELVERTA, CA 95626-9767

Mortgage

Document Number	2011160799
Date	Nov 16, 2020
Instrument	2011160799

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 15, 2019
Property Address	7845 RANCH RIVER DR, ELVERTA, CA 95626-9767
Document Number	1908150523
Instrument Date	Jun 28, 2019
Instrument	1908150523
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7845 RANCH RIVER DR ELVERTA CA 956269767, ELVERTA, CA 95626-9767

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$710,603 (+2%) Land $252,807 Building $457,796
2025	$7,705.00 (-2.23%) Homeowner's exemption	$696,670 (+4.04%) Land $247,850 Building $448,820
2024	$7,881.00 (+2.24%)
2023	$7,708.00 (+0.85%) Homeowner's exemption	$669,620 Land $238,227 Building $431,393
2022	$7,643.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	15 (1986–2010)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jul 2010 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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