785 Schneider Rd, Howe, TX 75459 Property Records

Grayson County property record for 785 Schneider Rd, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	2,428 sqft · built 2013
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,000 (Aug 2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`204 7162008`

Property Details

APN / Parcel Number

Primary APN	`204 7162008`
Alternative APN	`260530`

Interior

Stories	1 Story
Building Area	2,428 sqft Living Area
Gross Area	2,862 sqft
1st Floor Area	2,428 sqft
Upper Floors Area	464 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Lot Area	81,893 sqft (1.88 acres)
Lot Dimensions	535 ft deep x 153 ft wide
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	474 sqft

Location & Zoning

Street Address	785 SCHNEIDER RD
City	HOWE
State	TX
Zip	75459-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAYTON FARMS, BLOCK 1, LOT 8, ACRES 1.88
Legal Subdivision	CLAYTON FARMS
Legal Block	1
Legal Lot Number	8
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2014
Census Tract	1801

Owner

Source: Grayson County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	785 SCHNEIDER RD, HOWE, TX 75459-3710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed, Transfer · Conventional Mortgage TEXAS TECH FEDERAL CREDIT UNION
Feb 2, 2026	Deed of Trust, Mortgage · Balloon Mortgage HOMEWARD MORTGAGE LLC
Dec 16, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2021	Warranty Deed, Transfer STEWART TITLE
Nov 14, 2019	Loan Modification, Mortgage GATEWAY MTG GRP
Sep 25, 2017	Deed of Trust, Mortgage · VA Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Jul 1, 2021
Deed Document Number	202620941
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	0000014920
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 17, 2026
Property Address	785 SCHNEIDER RD, HOWE, TX 75459-3710
Document Number	0000020941
Instrument Date	Aug 14, 2026
Instrument	202620941
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	RED RIVER TITLE INC, RED RIVER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 SCHNEIDER RD, HOWE, TX 75459-3710

Mortgage

Document Number	0000020943,
Date	Aug 17, 2026
Instrument	202620943

Lender

Name	TEXAS TECH FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	785 SCHNEIDER RD, HOWE, TX 75459-3710
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	HOMEWARD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002169
Date	Feb 2, 2026
Instrument	2026-2169

Lender

Name	HOMEWARD MORTGAGE LLC
Type	Mortgage Company
Address	1007 S CONGRESS AVE # 9, AUSTIN, TX 78704

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 3, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	785 SCHNEIDER RD, HOWE, TX 75459-3710
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042813
Date	Dec 16, 2021
Instrument	2021-42813

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 1, 2021
Property Address	785 SCHNEIDER RD, HOWE, TX 75459-3710
Document Number	0000022127
Map Reference	VOL 2 PG 68
Instrument Date	Jul 1, 2021
Instrument	2021-00022127
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 633, TOM BEAN, TX 75489-0633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 SCHNEIDER RD, HOWE, TX 75459-3710

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	785 SCHNEIDER RD, HOWE, TX 75459-3710
Document Number	0000029690
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	785 SCHNEIDER RD HOWE TX 754593710, HOWE, TX 75459-3710

Mortgage

Document Number	0000029690
Date	Dec 9, 2019
Instrument	29690

Lender

Name	GATEWAY MTG GRP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	785 SCHNEIDER RD, HOWE, TX 75459-3710
Document Number	0000022060
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	785 SCHNEIDER RD HOWE TX 754593710, HOWE, TX 75459-3710

Mortgage

Document Number	0000022060
Date	Oct 3, 2017
Instrument	22060

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$465,846 (-0.68%)	$515,763 (+9.96%) Land $151,002 Building $364,761
2023	$469,042 Land $134,721 Building $334,321	$469,042 Land $134,721 Building $334,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUELLA SUD serves 4,200 people · EPA ID TX0910032
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, TekWav.

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