1144 Schneider Rd, Howe, TX 75459 Property Records

Grayson County property record for 1144 Schneider Rd, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	2,298 sqft · built 2007
Lot Size	4 acres (174,284 sqft)
Owner	Individual Name on Record
Tax Bill	$7,575 (2024)
Deeds & Mortgages	Apr 2022 Second Mortgage Jan 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`204 077403021`

Property Details

APN / Parcel Number

Primary APN	`204 077403021`
Alternative APN	`229773`

Interior

Building Area	2,298 sqft Living Area
1st Floor Area	2,298 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Lot Area	174,284 sqft (4 acres)
Garage Type	Carport
Garage Area	520 sqft
Carport	Carport
Carport Area	1,013 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	294 sqft
Utility Building	800 sqft

Location & Zoning

Account Number	229773
Street Address	1144 SCHNEIDER RD
City	HOWE
State	TX
Zip	75459-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0774 MCDANIEL JEREMIAH A-G0774, ACRES 4.001
Legal Subdivision	MCDANIEL JEREMIAH A-G0774
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1025
Census Tract	1801

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1144 SCHNEIDER RD, HOWE, TX 75459-3558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FROST BANK
Jan 31, 2024	Warranty Deed, Transfer
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 7, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Mar 14, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024
Deed Sale	Jan 31, 2024
Deed Document Number	2024-2776
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1144 SCHNEIDER RD, HOWE, TX 75459-3558
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 SCHNEIDER RD, HOWE, TX 75459-3558

Mortgage

Document Number	0000014825
Date	Apr 29, 2022
Instrument	2022-14825

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 31, 2024
Property Address	1144 SCHNEIDER RD, HOWE, TX 75459-3558
Document Number	0000002776
Map Reference	VOL 118 PG 289
Instrument Date	Jan 30, 2024
Instrument	2024-2776
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4884 SERENITY TRL, MCKINNEY, TX 75071-4007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 SCHNEIDER RD, HOWE, TX 75459-3558

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1144 SCHNEIDER RD, HOWE, TX 75459-3558
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026697
Date	Oct 1, 2020
Instrument	2020-00026697

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1144 SCHNEIDER RD, HOWE, TX 75459-3558
Document Number	0000008966
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	RED RIV TITLE COMPANY, RED RIV TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1144 SCHNEIDER RD HOWE TX 754593558, HOWE, TX 75459-3558

Mortgage

Document Number	0000008966
Date	Apr 14, 2020
Instrument	8966

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 14, 2018
Property Address	1144 SCHNEIDER RD, HOWE, TX 75459-3558
Document Number	0000005445
Instrument Date	Mar 2, 2018
Instrument	5445
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1144 SCHNEIDER RD HOWE TX 754593558, HOWE, TX 75459-3558

Mortgage

Document Number	5446
Date	Mar 14, 2018
Instrument	5446

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Mortgage

Document Number	5447,
Date	Mar 14, 2018
Instrument	5447

Lender

Name	CERTIFIED FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 13, 2033

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$640,170 (+0.66%) Land $225,344 Building $414,826	$640,170 (+0.66%) Land $225,344 Building $414,826
2024	$7,575.00 (+14.17%)
2023		$635,982 Land $184,002 Building $451,980	$635,982 Land $184,002 Building $451,980
2022	$6,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUELLA SUD serves 4,200 people · EPA ID TX0910032
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, TekWav.

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