1081 Schneider Rd, Howe, TX 75459 Property Records

Grayson County property record for 1081 Schneider Rd, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	4,508 sqft · built 2000
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$12,841 (2024)
Deeds & Mortgages	Feb 2024 Sale Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`204 6850006`

Property Details

APN / Parcel Number

Primary APN	`204 6850006`
Alternative APN	`127555`

Interior

Stories	1 Story
Building Area	4,508 sqft Living Area
Gross Area	5,095 sqft
1st Floor Area	4,508 sqft
Upper Floors Area	1,580 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2014
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	321 sqft
Utility Building	600 sqft

Location & Zoning

Street Address	1081 SCHNEIDER RD
City	HOWE
State	TX
Zip	75459-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEMBERTON HEIGHTS, LOT 6, ACRES 3.0
Legal Subdivision	PEMBERTON HEIGHTS
Legal Lot Number	6
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1024
Census Tract	1801

Owner

Source: Grayson County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1081 SCHNEIDER RD, HOWE, TX 75459-3620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Special Warranty Deed, Transfer
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit FROST BANK
Oct 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Aug 31, 2017	Warranty Deed, Construction Loan INDEPENDENT BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 5, 2024
Deed Sale	Feb 5, 2024
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	20243234
Record Updated	Sep 20, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 5, 2024
Property Address	1081 SCHNEIDER RD, HOWE, TX 75459-3620
Document Number	0000003234
Map Reference	VOL 11 PG 90
Instrument Date	Nov 28, 2023
Instrument	2024-3234
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 250433, PLANO, TX 75025-0433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 SCHNEIDER RD, HOWE, TX 75459-3620

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1081 SCHNEIDER RD, HOWE, TX 75459-3620
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002298
Date	Feb 1, 2019
Instrument	2019-00002298

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78295

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Oct 1, 2021
Property Address	1081 SCHNEIDER RD, HOWE, TX 75459-3620
Document Number	0000033605
Map Reference	VOL 11 PG 90
Instrument Date	Oct 1, 2021
Instrument	2021-00033605
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 SCHNEIDER RD, HOWE, TX 75459-3620

Mortgage

Document Number	0000033606
Date	Oct 1, 2021
Instrument	2021-00033606

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000033607
Date	Oct 1, 2021
Instrument	2021-00033607

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 31, 2017
Property Address	1081 SCHNEIDER RD, HOWE, TX 75459-3620
Document Number	0000019423
Instrument Date	Aug 31, 2017
Instrument	19423
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1081 SCHNEIDER RD HOWE TX 754593620, HOWE, TX 75459-3620

Mortgage

Document Number	19424
Date	Aug 31, 2017
Instrument	19424

Lender

Name	INDEPENDENT BK
Type	Bank
Address	HOWE, TX 75459

Agreement

Amount	Amount Recorded

Mortgage

Document Number	19425,
Date	Aug 31, 2017
Instrument	19425

Lender

Name	THURMAN S SLAUGHTER
Address	PO BOX BOX 733, HOWE, TX 75459
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2018

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$861,971 (-0.31%) Land $203,000 Building $658,971	$861,971 (-0.31%) Land $203,000 Building $658,971
2024	$12,841.00 (-4.38%)
2023		$864,680 Land $171,000 Building $693,680	$864,680 Land $171,000 Building $693,680
2022	$13,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUELLA SUD serves 4,200 people · EPA ID TX0910032
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, TekWav.

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