1025 Schneider Rd, Howe, TX 75459 Property Records

Grayson County property record for 1025 Schneider Rd, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	2,076 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	May 2023 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`204 6850007`

Property Details

APN / Parcel Number

Primary APN	`204 6850007`
Alternative APN	`127556`

Interior

Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	2,076 sqft
Upper Floors Area	264 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	181 sqft
Utility Building	600 sqft

Location & Zoning

Street Address	1025 SCHNEIDER RD
City	HOWE
State	TX
Zip	75459-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEMBERTON HEIGHTS, LOT 7, ACRES 3.0
Legal Subdivision	PEMBERTON HEIGHTS
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1024
Census Tract	1801

Owner

Source: Grayson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1025 SCHNEIDER RD, HOWE, TX 75459-3620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2017	Warranty Deed, Transfer FIRST NAT'L BK/TOM BEAN
Dec 1, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 12, 2018	Grant Deed, Transfer
Aug 17, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/TOM BEAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1025 SCHNEIDER RD, HOWE, TX 75459-3620
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 SCHNEIDER RD, HOWE, TX 75459-3620

Mortgage

Document Number	0000011618
Date	May 4, 2023
Instrument	2023-11618

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1025 SCHNEIDER RD, HOWE, TX 75459-3620
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000086
Date	Jan 4, 2021
Instrument	2021-00000086

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 7, 2017
Property Address	1025 SCHNEIDER RD, HOWE, TX 75459-3620
Document Number	0000028069
Instrument Date	Dec 1, 2017
Instrument	28069
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1025 SCHNEIDER RD HOWE TX 75459, HOWE, TX 75459

Mortgage

Document Number	28070
Date	Dec 7, 2017
Instrument	28070

Lender

Name	FIRST NAT'L BK/TOM BEAN
Type	Bank
Address	TOM BEAN, TX 75489

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 1, 2017
Property Address	1025 SCHNEIDER RD, HOWE, TX 75459-3620
Document Number	0000027596
Instrument Date	Nov 30, 2017
Instrument	27596
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12366 FM 121 VAN ALSTYNE TX 754952360, VAN ALSTYNE, TX 75495-2360

Mortgage

Document Number	27597
Date	Dec 1, 2017
Instrument	27597

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 12, 2018
Property Address	1025 SCHNEIDER RD, HOWE, TX 75459-3620
Document Number	0000008030
Instrument Date	Nov 30, 2017
Instrument	8030
Transaction Type	Transfer
Record Updated	Apr 26, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12366 FM 121 VAN ALSTYNE TX 754952360, VAN ALSTYNE, TX 75495-2360

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 17, 2017
Property Address	1025 SCHNEIDER RD, HOWE, TX 75459-3620
Instrument Date	Aug 14, 2017
Instrument	18304
Transaction Type	Construction Loan
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 SCHNEIDER RD HOWE TX 75459, HOWE, TX 75459

Mortgage

Document Number	0000018304
Date	Aug 17, 2017
Instrument	18304

Lender

Name	FIRST NAT'L BK/TOM BEAN
Type	Bank
Address	TOM BEAN, TX 75489

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$451,930 (+1.01%)	$494,309 (+10.49%) Land $203,000 Building $291,309
2023	$447,390 Land $171,000 Building $276,390	$447,390 Land $171,000 Building $276,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUELLA SUD serves 4,200 people · EPA ID TX0910032
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, TekWav.

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