Cherokee County property record for 785 Poor House Mountain Trl, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,898 sqft · built 1986 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Oct 2016) |
| Tax Bill | $1,681 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 550104635103000 |
| Primary APN | 550104635103000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Heated Area |
| Upper Floors Area | 496 sqft |
| Basement Area | 722 sqft |
| Finished Basement | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.669 acres) |
| Lot Dimensions | 137 ft deep x 281 ft wide |
| Terrain | Mountain |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 310 sqft |
| Bath House | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 44499 |
|---|---|
| Street Address | 785 POOR HOUSE MOUNTAIN TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-7050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 CHEROKEE HILLS 905/92 |
| Legal Lot Number | 41 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 930501 |
785 Poor House Mountain Trl is owned and occupied by an individual who bought it in October 2016.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 785 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2016 · Amount on File |
| Deed Sale | Oct 6, 2016 · Amount on File |
| Deed Document Number | 04358 |
| Deed Book / Page | 01545 / 0882 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 785 Poor House Mountain Trl was $1,681.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,681.00 | $225,140 | $225,140 Land $18,000 Building $207,140 |
| 2023 | $225,140 | $225,140 Land $18,000 Building $207,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 785 Poor House Mountain Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 785 Poor House Mountain Trl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Peachtree Broadband Fiber, T-Mobile.
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