Cherokee County property record for 726 Poor House Mountain Trl, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,044 sqft · built 1999 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Mar 2022) |
| Tax Bill | $2,497 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 550104634396000 |
| Primary APN | 550104634396000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,044 sqft Heated Area |
| Gross Area | 5,619 sqft |
| 1st Floor Area | 2,044 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 1,248 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 154 ft deep x 178 ft wide |
| Terrain | Mountain |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 652 sqft |
| Deck Area | 635 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 56902 |
|---|---|
| Street Address | 726 POOR HOUSE MOUNTAIN TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-7050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 CHEROKEE HILLS GOLF COURSE PROP 1153/869 |
| Legal Subdivision | CHEROKEE HILLS GOLF COURSE PROPERTY |
| Legal Phase | 1153 |
| Legal Lot Number | 44 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 930501 |
726 Poor House Mountain Trl is owned and occupied by two individuals who bought it in March 2022.
Source: Cherokee County records, as of October 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 726 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 24, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2022 · Amount on File |
| Deed Sale | Mar 7, 2022 · Amount on File |
| Prior Sale | Apr 28, 2005 · Amount on File |
| Deed Document Number | 20221474 |
| Deed Book / Page | 1705 / 1256 |
| Prior Transfer Date | Mar 3, 2022 |
| Prior Transfer Doc | 01705/1256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 7, 2022 |
| Property Address | 726 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7050 |
| Document Number | 01705/1256 |
| Book / Page | 1705 / 1256 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 1474 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 AQUI ESTA DR, 701, PUNTA GORDA, FL 33950-7079 |
| Name | Verified Name |
|---|---|
| Address | 726 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7050 |
| Document Number | 0017051259 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 1705/1259 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 726 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 01605/0510 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 01605/0510 |
| Instrument | 00322 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 726 Poor House Mountain Trl was $2,497.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,497.00 | $340,260 | $340,260 Land $18,000 Building $322,260 |
| 2023 | $340,260 | $340,260 Land $18,000 Building $322,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 726 Poor House Mountain Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 726 Poor House Mountain Trl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Peachtree Broadband Fiber, T-Mobile.
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