Cherokee County property record for 776 Poor House Mountain Trl, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,640 sqft · built 2005 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Mar 2019) |
| Tax Bill | $2,071 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550104633000000 |
| Primary APN | 550104633000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,640 sqft Heated Area |
| Basement Area | 1,312 sqft |
| Finished Basement | 1,312 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 45,738 sqft (1.05 acres) |
| Lot Dimensions | 252 ft deep x 111 ft wide |
| Terrain | Mountain |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 984 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 49480 |
|---|---|
| Street Address | 776 POOR HOUSE MOUNTAIN TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-7050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 CHEROKEE HILLS GOLF COURSE PROP 1001/325 |
| Legal Phase | 1001 |
| Legal Lot Number | 42 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 930501 |
776 Poor House Mountain Trl is owned and occupied by an individual who bought it in March 2019.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 776 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Deed Document Number | 01160 |
| Deed Book / Page | 01609 / 0166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 21, 2019 |
| Property Address | 776 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7050 |
| Document Number | 01609/0166 |
| Book / Page | 01609 / 0166 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 01160 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 776 POOR HOUSE MOUNTAIN TRL, 776, MURPHY, NC 28906-7050 |
| Name | Verified Name |
|---|---|
| Address | 776 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7050 |
| Document Number | 01161 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 01161 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 776 Poor House Mountain Trl was $2,071.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,071.00 | $280,230 | $280,230 Land $18,000 Building $262,230 |
| 2023 | $280,230 | $280,230 Land $18,000 Building $262,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 776 Poor House Mountain Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 776 Poor House Mountain Trl is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Peachtree Broadband Fiber, RiverStreet Networks, T-Mobile.
5G (outdoors only) and 4G LTE
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