Cherokee County property record for 609 Poor House Mountain Trl, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,807 sqft · built 2006 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jun 2024) |
| Tax Bill | $1,733 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550104730551000 |
| Primary APN | 550104730551000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,807 sqft Heated Area |
| Gross Area | 2,287 sqft |
| 1st Floor Area | 1,186 sqft |
| Upper Floors Area | 621 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 359 ft deep x 142 ft wide |
| Terrain | Mountain |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 62926 |
|---|---|
| Street Address | 609 POOR HOUSE MOUNTAIN TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-7022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 106 CHEROKEE HILLS GOLF COURSE 1638/552 |
| Legal Subdivision | CHEROKEE HILLS GOLT COURSE |
| Legal Lot Number | 106 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 930501 |
609 Poor House Mountain Trl is owned and occupied by two individuals who bought it in June 2024.
Source: Cherokee County records, as of October 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on File |
| Deed Sale | Jun 4, 2024 · Amount on File |
| Prior Sale | Mar 11, 2020 · Amount on File |
| Deed Document Number | 20242746 |
| Deed Book / Page | 1758 / 136 |
| Prior Transfer Date | Jul 16, 2015 |
| Prior Transfer Doc | 01516/1033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 11, 2020 |
| Property Address | 609 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7022 |
| Document Number | 1638/552 |
| Book / Page | 1638 / 552 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 1297 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 735 GOLF COURSE CIR, 735, MURPHY, NC 28906-8326 |
| Name | Verified Name |
|---|---|
| Address | 609 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-7022 |
| Document Number | 1638554 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 1638/554 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 609 Poor House Mountain Trl was $1,733.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,733.00 | $231,360 | $231,360 Land $18,000 Building $213,360 |
| 2023 | $225,420 | $225,420 Land $18,000 Building $207,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Poor House Mountain Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Poor House Mountain Trl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Peachtree Broadband Fiber, T-Mobile.
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