785 Liberty St, Barlow, KY 42024 Property Records

Ballard County property record for 785 Liberty St, Barlow, KY 42024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 964 sqft
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$911 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Apr 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22A-10B-07-04`

Property Details

APN / Parcel Number

Primary APN	`22A-10B-07-04`
Alternative APN	`4203`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	964 sqft Living Area

Exterior

Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	785 LIBERTY ST
City	BARLOW
State	KY
Zip	42024-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	BARLOW
Census Block Group	1
Census Block	1126
Census Tract	950200

Owner

785 Liberty St is owned and occupied by an individual who acquired it in November 2023.

Source: Ballard County records, as of November 12, 2025

Owner of Record	Individual Name on File
Mailing Address	785 LIBERTY ST, BARLOW, KY 42024-9583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Line of Credit THE PADUCAH BANK & TRUST COMPANY
Apr 28, 2025	Deed of Trust, Mortgage · Line of Credit THE PADUCAH BANK & TRUST COMPANY
Dec 6, 2024	Correction Deed
Nov 21, 2023	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 21, 2023
Transfer Doc	000135/109
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	785 LIBERTY ST, BARLOW, KY 42024-9583
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1759 MONROE ST, PADUCAH, KY 42001-2760

Mortgage

Document Number	000138/366
Date	Dec 6, 2024
Book Page	138/366
Instrument	529900

Lender

Name	THE PADUCAH BANK & TRUST COMPANY
Type	Private Party
Address	555 JEFFERSON ST, PADUCAH, KY 42001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Oct 30, 2025

Interest

Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	785 LIBERTY ST, BARLOW, KY 42024-9583
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5730 CUNNINGHAM RD, WEST PADUCAH, KY 42086-9807

Mortgage

Document Number	000140/471
Date	Apr 28, 2025
Book Page	140/471
Instrument	538350

Lender

Name	THE PADUCAH BANK & TRUST COMPANY
Type	Private Party
Address	555 JEFFERSON ST, PADUCAH, KY 42001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

December 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	BALLARD KY
Recording Date	Dec 6, 2024
Property Address	785 LIBERTY ST, BARLOW, KY 42024-9583
Document Number	000138/489
Book / Page	138 / 489
Instrument Date	Oct 31, 2024
Instrument	529899
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1759 MONROE ST, PADUCAH, KY 42001-2760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1759 MONROE ST, PADUCAH, KY 42001-2760

November 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	BALLARD KY
Recording Date	Nov 21, 2023
Property Address	785 LIBERTY ST, BARLOW, KY 42024-9583
Document Number	000135/109
Book / Page	135 / 109
Instrument Date	Nov 8, 2023
Instrument	528567
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2933 GEORGIA ST, PADUCAH, KY 42003-3623

Tax Assessment & Valuation

The 2025 property tax bill for 785 Liberty St was $911.

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Barlow City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00	$90,000	$90,000
2023	$226.00 (-0.44%) Additional exemption filed	$22,000 (-)	$22,000 (-)
2022	$227.00	$22,000	$22,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 785 Liberty St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Liberty St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARLOW WATER SYSTEM serves 1,040 people · EPA ID KY0040020
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Liberty St

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