781 Liberty St, Barlow, KY 42024 Property Records

Ballard County property record for 781 Liberty St, Barlow, KY 42024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Apr 2019)
Tax Bill	$263 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22A-10B-07-02`

Property Details

APN / Parcel Number

Primary APN	`22A-10B-07-02`
Alternative APN	`2374`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	781 LIBERTY ST
City	BARLOW
State	KY
Zip	42024-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALSO DB121 PG167 11/1/19
Jurisdiction	BALLARD KY
Township / Civil Division	BARLOW
Census Block Group	1
Census Block	1126
Census Tract	950200

Owner

781 Liberty St is owned by an individual who bought it in April 2019.

Source: Ballard County records, as of November 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	771 LIBERTY ST, BARLOW, KY 42024-9583
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF THE HEARTLAND IN
Aug 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK OF THE HEARTLAND IN
Apr 9, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on File
Deed Sale	Apr 9, 2019 · Amount on File
Prior Sale	Feb 28, 2011 · Amount on File
Deed Document Number	0000119122
Deed Book / Page	119 / 122
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	781 LIBERTY ST, BARLOW, KY 42024-9583
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	102/555
Date	Dec 2, 2019
Book Page	102/555
Instrument	267557

Lender

Name	FIRST COMMUNITY BANK OF THE HEARTLAND IN
Type	Bank
Address	WICKLIFFE, KY 42087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Nov 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	781 LIBERTY ST, BARLOW, KY 42024-9583
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 LIBERTY ST, BARLOW, KY 42024-9583

Mortgage

Document Number	108/464
Date	Aug 31, 2020
Book Page	108/464
Instrument	521154

Lender

Name	FIRST COMMUNITY BANK OF THE HEARTLAND IN
Type	Bank
Address	LA CENTER, KY 42056

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 24, 2030

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Apr 9, 2019
Property Address	781 LIBERTY ST, BARLOW, KY 42024-9583
Document Number	119/122
Book / Page	119 / 122
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Tax	$6.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	781 LIBERTY ST, 781, BARLOW, KY 42024-9583

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	771 LIBERTY ST, BARLOW, KY 42024-9583

Tax Assessment & Valuation

The 2025 property tax bill for 781 Liberty St was $263.

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Barlow City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$263.00	$26,000	$26,000
2023	$267.00 Additional exemption filed	$26,000	$26,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 781 Liberty St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 781 Liberty St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARLOW WATER SYSTEM serves 1,040 people · EPA ID KY0040020
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Liberty St

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