Ballard County property record for 733 Liberty St, Barlow, KY 42024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,584 sqft · built 1955 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Jul 2023) |
| Tax Bill | $749 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22A-10B-03-01 |
| Primary APN | 22A-10B-03-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,584 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 70 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Patio Area | 280 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Street Address | 733 LIBERTY ST |
|---|---|
| City | BARLOW |
| State | KY |
| Zip | 42024-9583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LIBERTY HEIGHTS |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | BARLOW |
| Census Block Group | 1 |
| Census Block | 1126 |
| Census Tract | 950200 |
733 Liberty St is owned and occupied by two individuals who bought it in July 2023.
Source: Ballard County records, as of March 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 733 LIBERTY ST, BARLOW, KY 42024-9583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 20, 2023 | Special Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on File |
| Deed Sale | Jul 20, 2023 · Amount on File |
| Prior Sale | May 13, 2022 · Amount on File |
| Deed Book / Page | 133 / 524 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 733 LIBERTY ST, BARLOW, KY 42024-9583 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 733 LIBERTY ST, BARLOW, KY 42024-9583 |
| Document Number | 000146/543 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 146/543 |
| Instrument | 539792 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Jul 20, 2023 |
| Property Address | 733 LIBERTY ST, BARLOW, KY 42024-9583 |
| Document Number | 000133/524 |
| Book / Page | 133 / 524 |
| Map Reference | MB B PG 23 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 525870 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6555 EXCELLENCE WAY, PLANO, TX 75023-1202 |
| Name | Verified Name |
|---|---|
| Address | 733 LIBERTY ST, BARLOW, KY 42024-9583 |
| Document Number | 0000525871 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 525871 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 733 Liberty St was $749.
Source: Ballard County assessment roll, as of November 13, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Barlow City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $749.00 | $74,000 | $74,000 |
| 2023 | $566.00 (+13.88%) Additional exemption filed | $54,999 (+14.58%) | $54,999 (+14.58%) |
| 2022 | $497.00 | $48,000 | $48,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 733 Liberty St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 733 Liberty St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARLOW WATER SYSTEM serves 1,040 people · EPA ID KY0040020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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