787 Liberty St, Barlow, KY 42024 Property Records

Ballard County property record for 787 Liberty St, Barlow, KY 42024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Apr 2016)
Tax Bill	$405 (2025)
Deeds & Mortgages	Oct 2005 Line of Credit Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22A-10B-08-03`

Property Details

APN / Parcel Number

Primary APN	`22A-10B-08-03`
Alternative APN	`5725`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area

Exterior

Exterior Material	Masonite
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Space Heater
Sewer	Connected

Location & Zoning

Street Address	787 LIBERTY ST
City	BARLOW
State	KY
Zip	42024-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	BARLOW
Census Block Group	1
Census Block	1126
Census Tract	950200

Owner

787 Liberty St is owned and occupied by an individual who bought it in April 2016.

Source: Ballard County records, as of November 12, 2025

Owner of Record	Individual Name on File
Mailing Address	787 LIBERTY ST, BARLOW, KY 42024-9583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2005	Deed of Trust, Mortgage · Line of Credit C PLANT FCU
Jul 21, 2023	Warranty Deed, Transfer · ARM FIRST COMMUNITY BANK OF THE HEARTLAND IN
Apr 11, 2016	Deed, Transfer
May 2, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2016 · Amount on File
Deed Sale	Apr 11, 2016 · Amount on File
Prior Sale	May 2, 2006 · Amount on File
Deed Document Number	0000110016
Deed Book / Page	110 / 016
Record Updated	Sep 20, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	787 LIBERTY ST, BARLOW, KY 42024-9583
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG011/213
Date	Oct 31, 2005
Book Page	MTG 011/213
Instrument	203790

Lender

Name	C PLANT FCU
Address	PADUCAH, KY 42003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 30, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Jul 21, 2023
Property Address	787 LIBERTY ST, BARLOW, KY 42024-9583
Document Number	000133/559
Book / Page	133 / 559
Instrument Date	Jul 20, 2023
Instrument	525885
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 BETHLEHEM CHURCH RD, WICKLIFFE, KY 42087-9080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 LIBERTY ST, BARLOW, KY 42024-9583

Mortgage

Document Number	000130/497
Date	Jul 21, 2023
Book Page	130/497
Instrument	525886

Lender

Name	FIRST COMMUNITY BANK OF THE HEARTLAND IN
Type	Bank
Address	CLINTON, KY 42031

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.92%
Type Change Date	Jul 20, 2026
Change Frequency	Annually
Index	1-Year T-Bill
Margin	2
Max Rate	12.9%

April 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Apr 11, 2016
Property Address	787 LIBERTY ST, BARLOW, KY 42024-9583
Document Number	000110/016
Book / Page	110 / 016
Instrument Date	Apr 8, 2016
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3733 E MEADOWVIEW DR, GILBERT, AZ 85298-4865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CIRCLE DR, BARLOW, KY 42024-9610

May 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	May 2, 2006
Property Address	787 LIBERTY ST, BARLOW, KY 42024-9583
Document Number	DEED079/266
Book / Page	DEED 079 / 266
Map Reference	CABI DRAWER25
Instrument Date	Apr 28, 2006
Instrument	205154
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3985 RICE SPRINGS RD, KEVIL, KY 42053-9461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 LIBERTY ST, BARLOW, KY 42024-9583

Tax Assessment & Valuation

The 2025 property tax bill for 787 Liberty St was $405.

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Barlow City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$405.00	$40,000	$40,000
2023	$216.00 Additional exemption filed	$21,000	$21,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 787 Liberty St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 787 Liberty St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARLOW WATER SYSTEM serves 1,040 people · EPA ID KY0040020
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Liberty St

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