Flagler County property record for 785 Lambert Ave, Flagler Beach, FL 32136 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,833 sqft · built 1993 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Jan 2011) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 11-12-31-5325-00000-0220 |
| Primary APN | 11-12-31-5325-00000-0220 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,833 sqft Living Area |
| Gross Area | 3,990 sqft |
| 1st Floor Area | 2,833 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 59,242 sqft (1.36 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 2,338 sqft |
| Pool Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 785 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS SUBDIVISION LOT 22 MB 27 P 15 OR 327 PG 543 OR 1722/748 OR 1799/1672 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 11 |
| Legal Subdivision | RIVER OAKS SUBD |
| Legal Lot Number | 22 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60301 |
Source: Flagler County records · APN 11-12-31-5325-00000-0220
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 785 LAMBERT AVE, FLAGLER BEACH, FL 32136-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC |
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Jan 04, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2011 · Amount on Record |
| Deed Sale | Jan 06, 2011 · Amount on Record |
| Prior Sale | Jun 24, 2009 |
| Deed Document Number | 2011414 |
| Deed Book / Page | 1799 / 1672 |
| Prior Transfer Date | Apr 27, 2009 |
| Prior Transfer Doc | 0017220748 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 785 LAMBERT AVE, FLAGLER BEACH, FL 32136-3228 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 785 LAMBERT AVE, FLAGLER BEACH, FL 32136-3228 |
| Document Number | 0027281166 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 2728/1166 |
| Instrument | 2022050165 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 785 LAMBERT AVE, FLAGLER BEACH, FL 32136-3228 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | DAVIS TITLE, AVIS TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 412, FLAGLER BEACH, FL 32136-0412 |
| Document Number | 0025611668 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 2561/1668 |
| Instrument | 2021026245 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | May 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 785 LAMBERT AVE, FLAGLER BEACH, FL 32136-3228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025120530 |
|---|---|
| Date | Jan 04, 2021 |
| Book Page | 2512/530 |
| Instrument | 2021000130 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $523,421 (+5.99%) | $559,015 (+7.4%) Land $182,500 Building $376,515 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $493,853 | $520,504 Land $182,500 Building $338,004 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 3.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 257 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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