Flagler County property record for 745 Lambert Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,440 sqft · built 1988 |
| Lot Size | 1.35 acres (59,067 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Apr 2005) |
| Tax Bill | $5,418 (2025) |
| Deeds & Mortgages | Jan 2021 Reverse Mortgage Jan 2019 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 11-12-31-5325-00000-0210 |
| Primary APN | 11-12-31-5325-00000-0210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,440 sqft Living Area |
| Gross Area | 5,397 sqft |
| 1st Floor Area | 3,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 59,067 sqft (1.35 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 1,552 sqft |
| Pool Area | 576 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 745 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS SUBDIVISION LOT 21 MB 27 P 15 OR 327 PG 952 OR 375 PG 601 OR 747 PG 1879 OR 2154/154-DC-NORMAN |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 11 |
| Legal Subdivision | RIVER OAKS SUBD |
| Legal Lot Number | 21 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60301 |
Source: Flagler County records · APN 11-12-31-5325-00000-0210
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 745 LAMBERT AVE, FLAGLER BEACH, FL 32136-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Jan 29, 2019 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2005 · Amount on Record |
| Deed Sale | Apr 19, 2005 · Amount on Record |
| Prior Sale | Jun 04, 2001 · Amount on Record |
| Deed Document Number | 200520557 |
| Deed Book / Page | 1232 / 852 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 745 LAMBERT AVE, FLAGLER BEACH, FL 32136-3228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 745 LAMBERT AVE, FLAGLER BEACH, FL 32136-3228 |
| Document Number | 0025131105 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 2513/1105 |
| Instrument | 2021000859 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.96% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 745 LAMBERT AVE, FLAGLER BEACH, FL 32136-3228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023321133 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 2332/1133 |
| Instrument | 2019003217 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,418.00 (+2.96%) Homeowner's exemption Widower's exemption | $326,060 (+5.99%) | $708,763 (+7.05%) Land $182,500 Building $526,263 |
| 2024 | $5,262.00 (+2.83%) | ||
| 2023 | $5,117.00 (+0.95%) Homeowner's exemption Widower's exemption | $307,642 (+3%) | $662,067 (+7.67%) Land $182,500 Building $479,567 |
| 2022 | $5,069.00 Homeowner's exemption Widower's exemption | $298,682 | $614,915 Land $147,000 Building $467,915 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 3.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures