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740 Lambert Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 740 Lambert Ave, Flagler Beach, FL 32136 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,747 sqft · built 1975
Lot Size0.409 acres (17,816 sqft)
Owner2 Individual Names on File
Last Sale$639,000 (Jul 2020)
Tax Bill$9,749 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN07-11-31-7095-00000-0040

Property Details

APN / Parcel Number

Primary APN07-11-31-7095-00000-0040

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area3,747 sqft Living Area
1st Floor Area3,747 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,816 sqft (0.409 acres)
Lot Width81 ft Width
DrivewayConcrete Driveway
Driveway Area516 sqft
Pool Area1,200 sqft
Deck AreaDeck Area
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address740 LAMBERT AVE
CityFLAGLER BEACH
StateFL
Zip32136-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAMBERT AVENUE SUBD LOT 4 OR 65 PG 616 OR BOOK 173 PAGE 185 OR 307 PG 86 OR 1510 PG 1253- MEYER TRUST OR 1643/709 OR 1856/633 OR 2368/1822 OR 2456/80
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionLAMBERT AVENUE SUBD
Legal Lot Number4
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3023
Census Tract60301

Owner

Source: Flagler County records · APN 07-11-31-7095-00000-0040

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address740 LAMBERT AVE, FLAGLER BEACH, FL 32136-3212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
MAINSTREET COMMUNITY BANK OF FLORIDA
Aug 28, 2020Deed of Trust, Mortgage · Line of Credit
MAINSTREET COMMUNITY BANK OF FL
Jul 07, 2020Warranty Deed, Transfer · Conventional Mortgage
MAINSTREET COMMUNITY BANK OF FLORID
Jul 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2020 · Amount on Record
Deed SaleJul 07, 2020 · Amount on Record
Prior SaleJul 07, 2020 · Amount on Record
Deed Document Number202025392
Deed Book / Page2456 / 80
Prior Transfer DateJul 09, 2019
Prior Transfer Doc0023681822
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address740 LAMBERT AVE, FLAGLER BEACH, FL 32136-3212
Transaction TypeMortgage
Record UpdatedOct 26, 2021
Title CompanyPIONEER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 LAMBERT AVE, FLAGLER BEACH, FL 32136-3212

Mortgage

Document Number0026131792
DateOct 07, 2021
Book Page2613/1792
Instrument2021055202
Lender
NameMAINSTREET COMMUNITY BANK OF FLORIDA
TypeBank
AddressDELAND, FL 32720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address740 LAMBERT AVE, FLAGLER BEACH, FL 32136-3212
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 LAMBERT AVE, FLAGLER BEACH, FL 32136-3212

Mortgage

Document Number0024720280
DateAug 28, 2020
Book Page2472/280
Instrument2020034205
Lender
NameMAINSTREET COMMUNITY BANK OF FL
TypeBank
AddressDELAND, FL 32720
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 10, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 07, 2020
Property Address740 LAMBERT AVE, FLAGLER BEACH, FL 32136-3212
Document Number0024560080
Book / Page2456 / 80
Map ReferenceMB 7 PG 31
Instrument DateJul 02, 2020
Instrument2020025392
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyPIONEER TITLE SERVICES L L C

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,473.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1580 LAMBERT AVE, 1580, FLAGLER BEACH, FL 32136-3009

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000245682
DateJul 07, 2020
Instrument2456/82
Lender
NameMAINSTREET COMMUNITY BANK OF FLORID
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 12, 2019
Property Address740 LAMBERT AVE, FLAGLER BEACH, FL 32136-3212
Document Number0023681822
Book / Page002368 / 001822
Instrument DateJul 09, 2019
Instrument25524
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1580 LAMBERT AVE FLAGLER BEACH FL 321363009, FLAGLER BEACH, FL 32136-3009

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,749.00 (+2.79%) Homeowner's exemption$542,764 (+5.99%)$924,981 (+10.75%) Land $299,700 Building $625,281
2024$9,484.00 (+2.56%)
2023$9,247.00 (+9.89%) Homeowner's exemption$512,105 (+9.37%)$835,173 (+24.86%) Land $267,300 Building $567,873
2022$8,415.00 Homeowner's exemption$468,236$668,869 Land $267,300 Building $401,569

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 257 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies257 in force
231 of 257 on primary residences
Nearby Flood Claims38 (2016–2024)
Claims Outside the SFHA2 of 38
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Flood Events
  • Hurricane Nicole (Nov 2022), 10 claims
  • Hurricane Irma (Sep 2017), 18 claims
  • Hurricane Matthew (Oct 2016), 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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