Flagler County property record for 860 Lambert Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,880 sqft · built 1977 |
| Lot Size | 0.408 acres (17,772 sqft) |
| Owner | Company Name on File |
| Last Sale | $440,000 (Jun 2025) |
| Tax Bill | $6,039 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2025 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 07-11-31-7095-00000-0080 |
| Primary APN | 07-11-31-7095-00000-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,880 sqft Living Area |
| Gross Area | 5,884 sqft |
| 1st Floor Area | 3,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,772 sqft (0.408 acres) |
| Lot Width | 81 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 644 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 860 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAMBERT AVE SUBD LOT 8 OR 65 PG 648 OR BOOK 76 PAGE 387 OR 224 PG 443 OR 237 PG 1000 OR 478 PG 1650 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | LAMBERT AVE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 60301 |
Source: Flagler County records · APN 07-11-31-7095-00000-0080
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 30 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC |
| Jun 26, 2025 | Warranty Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on Record |
| Deed Sale | Jun 26, 2025 · Amount on Record |
| Prior Sale | Mar 23, 1999 |
| Deed Document Number | 202526663 |
| Deed Book / Page | 2971 / 235 |
| Prior Transfer Date | Jun 28, 2024 |
| Prior Transfer Doc | 0028820627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 860 LAMBERT AVE, FLAGLER BEACH, FL 32136-3016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 30 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0030200750 |
|---|---|
| Date | Jan 07, 2026 |
| Book Page | 3020/750 |
| Instrument | 2026001034 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10022 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 26, 2025 |
| Property Address | 860 LAMBERT AVE, FLAGLER BEACH, FL 32136-3016 |
| Document Number | 0029710235 |
| Book / Page | 2971 / 235 |
| Map Reference | MB 7 PG 31 |
| Instrument Date | Jun 17, 2025 |
| Instrument | 2025026663 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 23, 2025 |
| Title Company | CLEAR CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1307 HIDDEN TIMBERS PL, TALLAHASSEE, FL 32312-3926 |
| Name | Verified Name |
|---|---|
| Address | 30 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0002971239 |
|---|---|
| Date | Jun 26, 2025 |
| Instrument | 2971/239 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 17, 2026 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,039.00 (+12.37%) | $352,820 (+11.76%) | $439,310 (-22.8%) Land $299,700 Building $139,610 |
| 2023 | $5,374.00 (-3.54%) Homeowner's exemption | $315,682 (-2.39%) | $569,048 (-6.59%) Land $267,300 Building $301,748 |
| 2022 | $5,571.00 Homeowner's exemption | $323,407 | $609,226 Land $267,300 Building $341,926 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures