Delaware County property record for 785 E Franklin St, Albany, IN 47320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,008 sqft · built 1950 |
| Lot Size | 0.573 acres (24,960 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,480 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-08-01-182-009.000-005 |
| Primary APN | 18-08-01-182-009.000-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,008 sqft Living Area |
| 1st Floor Area | 3,008 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 24,960 sqft (0.573 acres) |
| Lot Dimensions | 1,040 ft deep x 2,400 ft wide |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 375 sqft |
| Lean-To | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 08 01 182 009 000 |
|---|---|
| Street Address | 785 E FRANKLIN ST |
| City | ALBANY |
| State | IN |
| Zip | 47320-1371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AL CO SUB E HLF OF LTS 2&4 ALL OF LTS 0.0000ACRES STR: 012111 IN: 2-4-6-8-10-12 OUT: |
| Legal Subdivision | AL CO SUB |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | DELAWARE |
| Census Block Group | 6 |
| Census Block | 6024 |
| Census Tract | 2700 |
785 E Franklin St is owned and occupied by two individuals.
Source: Delaware County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 785 E FRANKLIN ST, ALBANY, IN 47320-1371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 785 E FRANKLIN ST, ALBANY, IN 47320-1371 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017R10867 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 2017R10867 |
| Name | MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 10, 2037 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 785 E Franklin St was $1,480, up 3.9% from the year before.
Source: Delaware County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Albany Town |
| County | Delaware County |
| County Subdivision | Delaware Township |
| Unified School District | Delaware Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,480.00 (+3.93%) | $167,400 Land $22,400 Building $145,000 | $167,400 Land $22,400 Building $145,000 |
| 2024 | $1,424.00 (+9.2%) | ||
| 2023 | $1,304.00 (+1.48%) | $123,400 (+3.18%) Land $22,400 Building $101,000 | $123,400 (+3.18%) Land $22,400 Building $101,000 |
| 2022 | $1,285.00 (+27.1%) | $119,600 Land $22,400 Building $97,200 | $119,600 Land $22,400 Building $97,200 |
| 2021 | $1,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 785 E Franklin St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1990–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 785 E Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Watch TV.
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