660 E Franklin St, Albany, IN 47320 Property Records

Delaware County property record for 660 E Franklin St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1949
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on File
Last Sale	$69,300 (Aug 2020)
Tax Bill	$290 (2025)
Deeds & Mortgages	Mar 2023 Transfer Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-01-177-012.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-01-177-012.000-005`
Alternative APN	`0801177012000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	800 ft deep x 620 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	08 01 177 012 000
Street Address	660 E FRANKLIN ST
City	ALBANY
State	IN
Zip	47320-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W HLF A L CO SUB BLOCK 15 LOT 18 & 20
Legal Subdivision	A L CO SUB
Legal Block	15
Legal Lot Number	18,20
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	6
Census Block	6026
Census Tract	2700

Owner

660 E Franklin St is owned and occupied by an individual who acquired it in March 2023.

Source: Delaware County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	660 E FRANKLIN ST, ALBANY, IN 47320-1323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Intrafamily Transfer, Transfer
Feb 24, 2023	Transfer on Death Deed, Transfer
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Deed Document Number	20209541
Last Transfer Date	Mar 7, 2023
Transfer Doc	2023R03636
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	Mar 10, 2023
Property Address	660 E FRANKLIN ST, ALBANY, IN 47320-1323
Document Number	2023R03636
Map Reference	PL1&3PG73&15
Instrument Date	Mar 7, 2023
Instrument	2023R03636
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	660 E FRANKLIN ST, ALBANY, IN 47320-1323

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE IN
Recording Date	Feb 24, 2023
Property Address	660 E FRANKLIN ST, ALBANY, IN 47320-1323
Document Number	2023R03104
Map Reference	PL1PG73
Instrument Date	Jan 30, 2023
Instrument	2023R03104
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 660929, DALLAS, TX 75266-0929

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Aug 5, 2020
Property Address	660 E FRANKLIN ST, ALBANY, IN 47320-1323
Document Number	2020R09541
Map Reference	PL1&3PG73&15
Instrument Date	Jul 31, 2020
Instrument	2020R09541
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 E FRANKLIN ST, ALBANY, IN 47320-1323

Mortgage

Document Number	2020R09542
Date	Aug 5, 2020
Instrument	2020R09542

Lender

Name	GVC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	2020R09966
Date	Aug 12, 2020
Instrument	2020R09966

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 660 E Franklin St was $290, down 19.7% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$290.00 (-19.67%)	$71,400 Land $8,300 Building $63,100	$71,400 Land $8,300 Building $63,100
2024	$361.00 (+13.17%)
2023	$319.00 (+32.37%)	$53,100 (+3.11%) Land $8,300 Building $44,800	$53,100 (+3.11%) Land $8,300 Building $44,800
2022	$241.00 (+18.72%)	$51,500 Land $8,300 Building $43,200	$51,500 Land $8,300 Building $43,200
2021	$203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 660 E Franklin St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 660 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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