715 E Franklin St, Albany, IN 47320 Property Records

Delaware County property record for 715 E Franklin St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1952
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$194,797 (Apr 2026)
Tax Bill	$657 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-01-182-001.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-01-182-001.000-005`
Alternative APN	`0801182001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	1,250 ft deep x 400 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Pool Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	08 01 182 001 000
Street Address	715 E FRANKLIN ST
City	ALBANY
State	IN
Zip	47320-1371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A L CO 0.0000ACRES STR: 012111 IN: 1 OUT:
Legal Subdivision	ALBANY LAND COMPANYS
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	6
Census Block	6024
Census Tract	2700

Owner

715 E Franklin St is owned and occupied by an individual who bought it in April 2026.

Source: Delaware County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Aug 2, 2021	Warranty Deed, Transfer · FHA Mortgage INDIANA MEMBERS CU
Feb 28, 2018	Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE
Oct 14, 2009	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Aug 2, 2021 · Amount on File
Deed Document Number	20264678
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Apr 7, 2026
Property Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371
Document Number	0000004678
Instrument Date	Apr 6, 2026
Instrument	20264678
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RECO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371

Mortgage

Document Number	0000004679,
Date	Apr 7, 2026
Instrument	20264679

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Apr 7, 2026
Property Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371
Document Number	2026R04678
Instrument Date	Apr 6, 2026
Instrument	2026.4678
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371

Mortgage

Document Number	0000004679,
Date	Apr 7, 2026
Instrument	2026.4679

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Aug 2, 2021
Property Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371
Document Number	2021R12831
Map Reference	PB1PG73
Instrument Date	Jul 26, 2021
Instrument	2021R12831
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371

Mortgage

Document Number	2021R12832
Date	Aug 2, 2021
Instrument	2021R12832

Lender

Name	INDIANA MEMBERS CU

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	Feb 28, 2018
Property Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371
Document Number	2018R02548
Instrument Date	Feb 21, 2018
Instrument	2018R02548
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371

Mortgage

Document Number	2018R02549
Date	Feb 28, 2018
Instrument	2018R02549

Lender

Name	SUMMIT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

October 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Oct 14, 2009
Property Address	715 E FRANKLIN ST, ALBANY, IN 47320-1371
Document Number	2009R21238
Instrument Date	Oct 10, 2009
Instrument	2009R21238
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E FRANKLIN, MUNCIE, IN 47302

Tax Assessment & Valuation

The 2025 property tax bill for 715 E Franklin St was $657, up 27.8% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$657.00 (+27.82%)	$102,000 Land $6,600 Building $95,400	$102,000 Land $6,600 Building $95,400
2024	$514.00 (+2.59%)
2023	$501.00 (+11.83%)	$81,300 (+3.17%) Land $6,600 Building $74,700	$81,300 (+3.17%) Land $6,600 Building $74,700
2022	$448.00 (+19.79%)	$78,800 Land $6,600 Building $72,200	$78,800 Land $6,600 Building $72,200
2021	$374.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 715 E Franklin St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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