525 E Franklin St, Albany, IN 47320 Property Records

Delaware County property record for 525 E Franklin St, Albany, IN 47320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,332 sqft · built 1951
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$57,500 (Aug 2010)
Tax Bill$141 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN18-08-01-180-001.000-005

Property Details

APN / Parcel Number

Primary APN18-08-01-180-001.000-005
Alternative APN
  • 0801180001000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,332 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions1,250 ft deep x 800 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number08 01 180 001 000
Street Address525 E FRANKLIN ST
CityALBANY
StateIN
Zip47320-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA L CO SUB 0.0000ACRES STR: 012111 IN: 1-3 OUT:
Legal SubdivisionA L CO SUB
JurisdictionDELAWARE IN
Township / Civil DivisionDELAWARE
Census Block Group6
Census Block6031
Census Tract2700

Owner

525 E Franklin St is owned and occupied by an individual who bought it in August 2010.

Source: Delaware County records, as of June 26, 2026

Owner of RecordIndividual Name on File
Mailing Address525 E FRANKLIN ST, ALBANY, IN 47320-1320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2010 · Amount on File
Deed SaleAug 11, 2010 · Amount on File
Deed Document Number201012950
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE IN
Property Address525 E FRANKLIN ST, ALBANY, IN 47320-1320
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R13992
DateOct 18, 2019
Instrument2019R13992
Lender
NameMUTUAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 3, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 525 E Franklin St was $141, up 1,31% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAlbany Town
CountyDelaware County
County SubdivisionDelaware Township
Unified School DistrictDelaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$141.00 (+1,31%)$100,600 Land $13,200 Building $87,400$100,600 Land $13,200 Building $87,400
2024$10.00
2023$10.00$81,500 (+3.16%) Land $13,200 Building $68,300$81,500 (+3.16%) Land $13,200 Building $68,300
2022$79,000 Land $13,200 Building $65,800$79,000 Land $13,200 Building $65,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 E Franklin St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1990–2024)
Claims Outside the SFHA1 of 10
Most Recent ClaimApr 2024 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY WATER DEPARTMENT
serves 2,165 people · EPA ID IN5218001
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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