Adams County property record for 785 Downs Rd, Winchester, OH 45697
| Property Type | Residential |
|---|---|
| Lot Size | 19.5 acres (853,732 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Nov 2014) |
| Tax Bill | $425 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 089-00-00-051.004 |
| Primary APN | 089-00-00-051.004 |
|---|---|
| Alternative APN |
|
| Lot Area | 853,732 sqft (19.5 acres) |
|---|
| Heating Fuel | Gas |
|---|
| Street Address | 785 DOWNS RD |
|---|---|
| City | WINCHESTER |
| State | OH |
| Zip | 45697-9748 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | ACRES: 19.59900 45 7854 CHERRY FK W ROBE |
| Jurisdiction | ADAMS OH |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2086 |
| Census Tract | 770301 |
Source: Adams County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 785 DOWNS RD, WINCHESTER, OH 45697-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jul 30, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on Record |
| Deed Sale | Nov 26, 2014 · Amount on Record |
| Prior Sale | Jan 30, 2004 |
| Deed Document Number | 20143501 |
| Deed Book / Page | 442 / 485 |
| Prior Transfer Date | Sep 23, 2005 |
| Prior Transfer Doc | 000259/826 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Recording Date | Apr 6, 2026 |
| Property Address | 785 DOWNS RD, WINCHESTER, OH 45697-9748 |
| Document Number | 0000001118 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 785 DOWNS RD, WINCHESTER, OH 45697-9748 |
| Document Number | 0000001118, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20261118 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS OH |
| Property Address | 785 DOWNS RD, WINCHESTER, OH 45697-9748 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 527/010 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 527/010 |
| Instrument | 201900002123 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Adams County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Adams County |
| County Subdivision | Wayne Township |
| Unified School District | Adams County/Ohio Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $425.00 Additional exemption filed | $28,460 (-) Land $19,530 Building $8,930 | $81,300 (-) Land $55,800 Building $25,500 |
| 2023 | $28,460 Land $19,530 Building $8,930 | ||
| 2022 | $425.00 | $81,300 Land $55,800 Building $25,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Southern Ohio Communications Fixed Wireless | 100 / 10 |
May also be available: altafiber Network Solutions, Verizon.
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