623 Downs Rd, Winchester, OH 45697 Property Records

Adams County property record for 623 Downs Rd, Winchester, OH 45697 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,622 sqft · built 1982
Lot Size	2.24 acres (97,574 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Mar 2018)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089-00-00-050.000`

Property Details

APN / Parcel Number

Primary APN	`089-00-00-050.000`
Alternative APNs	`N22-001-00-281-01` `000001390`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
1st Floor Area	2,592 sqft
Attic	Attic
Attic Area	326 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Family Room	Family Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	97,574 sqft (2.24 acres)
Garage Type	Mixed
Garage Area	896 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Shed	1 Shed
Canopy	2,160 sqft
Lean-To	Lean-To
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	623 DOWNS RD
City	WINCHESTER
State	OH
Zip	45697-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 2.240 200 12577 W FK BR CR J PENCE
Legal Subdivision	VMS NO 12577
Jurisdiction	ADAMS OH
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2086
Census Tract	770301

Owner

Source: Adams County records · APN 089-00-00-050.000

Assessment roll updated February 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	623 DOWNS RD, WINCHESTER, OH 45697-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Mar 06, 2018	Warranty Deed, Transfer FIRST STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2018 · Amount on Record
Deed Sale	Mar 06, 2018 · Amount on Record
Prior Sale	Jan 30, 2003
Deed Document Number	2018627
Deed Book / Page	500 / 427
Prior Transfer Date	Oct 04, 2011
Prior Transfer Doc	000384/003
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS OH
Property Address	623 DOWNS RD, WINCHESTER, OH 45697-9748
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000614/748
Date	Mar 06, 2023
Book Page	614/748
Instrument	2023-0656

Lender

Name	FIRST STATE BANK
Type	Bank
Address	WINCHESTER, OH 45697

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Apr 01, 2033
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Max Rate	12.2%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS OH
Recording Date	Mar 06, 2018
Property Address	623 DOWNS RD, WINCHESTER, OH 45697-9748
Document Number	000500/427
Book / Page	500 / 427
Map Reference	OR 181 PG 131 DD 295
Instrument Date	Feb 23, 2018
Instrument	201800000627
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 DOWNS RD, WINCHESTER, OH 45697-9748

Mortgage

Document Number	201800000628
Date	Mar 06, 2018
Instrument	201800000628

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2048

Mortgage

Document Number	000500/439
Date	Mar 06, 2018
Book Page	500/439
Instrument	201800000629

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	GEORGETOWN, OH 45121

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 23, 2038

Interest

Rate	1.5%

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated February 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Adams County
County Subdivision	Wayne Township
Unified School District	Adams County/Ohio Valley Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,260.00 (+35.41%) Additional exemption filed	$50,130 (+7.02%) Land $5,780 Building $44,350	$143,200 (+7.03%) Land $16,500 Building $126,700
2023		$46,840 Land $5,780 Building $41,060
2022	$1,669.00		$133,800 Land $16,500 Building $117,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (39001C), updated December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Southern Ohio Communication Services	Fixed Wireless	100 / 10
Cincinnati Bell	Fixed Wireless (licensed-by-rule)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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