7845 E Portico Ter, Orange, CA 92867 Property Records

Orange County property record for 7845 E Portico Ter, Orange, CA 92867

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,605 sqft · built 2002
Lot Size	0.225 acres (9,810 sqft)
Owner	Company Name on Record
Last Sale	$686,000 (Nov 2002)
Tax Bill	$14,402 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`370-442-04`

Property Details

APN / Parcel Number

Primary APN	`370-442-04`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,605 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	9,810 sqft (0.225 acres)
Garage Area	648 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	7845 E PORTICO TER
City	ORANGE
State	CA
Zip	92867-6481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16131 BLK LOT 35
Legal Subdivision	TRACT NO 16131
Legal Tract	16131
Legal Lot Number	35
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	4
Census Block	4000
Census Tract	21920

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7845 E PORTICO TER, ORANGE, CA 92867-6481
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2002 · Amount on Record
Deed Sale	Nov 19, 2002 · Amount on Record
Deed Document Number	20021041840
Last Transfer Date	Aug 1, 2009
Transfer Doc	0000426874
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7845 E PORTICO TER, ORANGE, CA 92867-6481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7845 E PORTICO TER, ORANGE, CA 92867-6481

Mortgage

Document Number	0000560880
Date	Oct 9, 2020
Instrument	2020000560880

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7845 E PORTICO TER, ORANGE, CA 92867-6481
Document Number	0000111148
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7845 E PORTICO TER ORANGE CA 928676481, ORANGE, CA 92867-6481

Mortgage

Document Number	0000111148
Date	Mar 20, 2017
Instrument	111148

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,083,826 (+2%) Land $523,264 Building $560,562
2025	$14,402.00 (+4.52%) Homeowner's exemption	$1,062,575 (+4.04%) Land $513,004 Building $549,571
2023	$13,779.00 (+2.1%) Homeowner's exemption	$1,021,315 Land $493,083 Building $528,232
2022	$13,496.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Cosmo Network Solutions, T-Mobile, Verizon.

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