Frederick County property record for 7822 Fingerboard Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,296 sqft · built 1974 |
| Lot Size | 0.306 acres (13,351 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $409,000 (Sep 2022) |
| Tax Bill | $2,344 (2023) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2022 Foreclosure + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-202792 |
| Primary APN | 07-202792 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,296 sqft Total Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,351 sqft (0.306 acres) |
| Deck Area | 288 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 202792 |
|---|---|
| Old Parcel Number | 7202792 |
| Street Address | 7822 FINGERBOARD RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 13,351 SQ. FT. N/S RT 80 W/PARK MILLS RD |
| Legal Subdivision | URBANA #7 |
| Legal Lot Number | 13 351 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 752201 |
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7822 FINGERBOARD RD, FREDERICK, MD 21704-7631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Apr 7, 2022 | Deed in Lieu of Foreclosure, Foreclosure |
| Jun 17, 2022 | Re-recorded Document |
| Oct 21, 2020 | Deed of Trust, Mortgage TRUIST BK |
| Sep 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Apr 7, 2022 · Amount on Record |
| Deed Document Number | 0016134327 |
| Deed Book / Page | 16134 / 327 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 16, 2022 |
| Property Address | 7822 FINGERBOARD RD, FREDERICK, MD 21704-7631 |
| Document Number | 0161340327 |
| Book / Page | 16134 / 327 |
| Instrument Date | Sep 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7822 FINGERBOARD RD # E, E, FREDERICK, MD 21704-7631 |
| Document Number | 0016134333 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 16134/333 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 7, 2022 |
| Property Address | 7822 FINGERBOARD RD, FREDERICK, MD 21704-7631 |
| Document Number | 0158390462 |
| Book / Page | 15839 / 462 |
| Instrument Date | Mar 29, 2022 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $931.68 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19630 WATERS RD, GERMANTOWN, MD 20874-2612 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 17, 2022 |
| Property Address | 7822 FINGERBOARD RD, FREDERICK, MD 21704-7631 |
| Document Number | 0159900001 |
| Book / Page | 15990 / 1 |
| Instrument Date | Mar 29, 2022 |
| Record Updated | Sep 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19630 WATERS RD, GERMANTOWN, MD 20874-2612 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7822 FINGERBOARD RD, FREDERICK, MD 21704-7631 |
| Document Number | 0142100014 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Address | 7822 FINGERBOARD RD FREDERICK MD 217047631, FREDERICK, MD 21704-7631 |
| Document Number | 0142100014 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 014210/000014 |
| Name | TRUIST BK |
|---|---|
| Address | WILSON, NC 27893 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7822 FINGERBOARD RD, FREDERICK, MD 21704-7631 |
| Document Number | 0141600007 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | WELLS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0141600007 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 014160/000007 |
| Name | WELLS FARGO BANK BANK |
|---|---|
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,344.00 | $187,433 | $201,000 Land $99,200 Building $101,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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